I read these articles all the time and by now, most of the ideas sound familiar. Why am I still starving a few days before my next paycheck is due?
As I sit here pondering about a personal finance topic to write about, I started wondering what will happen if I covered every possible personal finance subject. By then, I would have found the perfect get out of debt plan and shared it with all of you, the key to ensure financial prosperity and the three step (or at the very least, the four step) approach to comfortable retirement.
That’s when it dawned on me. Whether I have yet to write about it or not, these ideas already exists. In fact, I’m pretty sure that responsible personal finance theories have been written, debated, and followed ever since the middle class started being literate.
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If you have dealt with a recent shock caused by your water, gas, and electric bills, you understand just how important it is to save on household bills. The rates are going through the roof and winter is around the corner. Finding good ways to cut back without freezing is helpful for just about everyone, so here are some simple ways to save.
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Editor’s Note: For those that just joined us, this is part of a series where Michelle shares her vacation highlights that show us how frugal travels can be just as fun as an extravagent vacation.
When Aaron and I had walked as far as our legs could carry us in San Francisco, we hopped in a rental car and headed to beautiful Sonoma Valley to experience California’s wine country.
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Do you get a little pissed when the high yield savings account rates go down the minute you sign up? I do.
It’s no secret that institutions are dropping interest rates like fighter jets in World War II, but for what reason? Sure, everyone talks about the record low federal reserve funds rates but despite the rate staying steady for many months now, the interest rate on our accounts still keeps going down.
Being the curious David that I am, I went around and asked a few people within the industry and what they told me is so simple and made so much sense.
The high yield savings account rates are decreasing because they don’t need your money anymore. Here’s just a few reasons why.
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Moving can sometimes be a sad ritual as you throw, throw and throw more junk away, only to realize that you actually paid good money accumulating “them”.
Let’s face it. Most of us have a little special something we like to spend money on. Whether it’s cars, HDTVs, luxury vacations, hand bags, shoes or even ice cream, we simply identify the following equation as fact.
Stuff We Love > Price We Pay
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