Describing what you’d do if you won the lottery is always a fun topic of discussion. Most people have a fairly good idea of their wish list if tens or hundreds of millions of dollars just fell in their lap one day. Most of us won’t win the lottery, but that’s no reason to deny your dreams from coming true, if on a less grand scale. Here are some of the most popular things people say they would do if they won the lottery:
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Whether you are shipping presents you bought for the holidays or sending packages year round, the costs involved can appear astronomical. There are ways to shave some of your costs, but it will generally involve a bit more planning on your part.

Holiday Time Shipping Strategies

Sometimes it seems as though the holidays arrive earlier each year. With the hectic pace most people endure year round, getting gifts purchased and mailed in time can be daunting. If your goal is to get those presents under everybody’s Christmas tree and not spend a fortune mailing them, you will need to get organized in the fall.
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There are superstitions about every aspect of money, from getting it to saving it. There are even conflicting superstitions, depending on the culture you grew up in: In Argentina, finding money in the street is considered extremely lucky. As long as you never spend it, it will bring you more money. But in Trinidad and Tobago, finding money in the street could bring evil spirits into your home.

While we each feel differently about superstitions — from ardent believers to scoffing disbelievers — they do show us how, deep down, we tend to think about money.
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My husband is in the process of looking for jobs online. He is just finishing up his Ph.D. work, and is looking for work. Because we live in a rather small and secluded town, it is clear that we will have to move in order for him to find work. This makes the Internet essential to his efforts. As he searches online, he is making efforts to search more efficiently, without spending time wading through irrelevant postings on huge sites.

With unemployment stubbornly high, the way you conduct your online job hunt could make a the difference between having a great job and being in one that you absolutely hate. Here are some things to consider as you work to improve your online job hunt:
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Having a Baby on a Budget

by Guest Contributor · 20 comments

There comes a time in your life when having a baby seems like a great idea. Never mind the cost, the sleepless nights and all the other anticipated difficulties, babies are incredible. Still, eventually the reality of the financial impact will rear its ugly head. There are some ways you can save tons of money while still providing everything your little one needs though, so read ahead.

Prenatal Purchases

While it is really nice to have one or two sets of prenatal jeans, you can usually get by for quite a while in your regular clothes. If you are handy with a sewing machine, get it out and install a pregnancy panel in a couple more of your pants and you should be able to make it through the pregnancy.

Goodwill stores are a great place to find gently used pregnancy clothing, as are friends, relatives, and coworkers. For some reason people are very eager to get rid of these clothes, so advertise your condition and watch the donations roll in.
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For most of us, the biggest purchase we’ll ever make is a home — whether we’re talking about a condo or a mansion, housing is the largest portion of most of our budgets. There are plenty of opinions on whether that’s a good situation, but the fact of the matter is that, here and now, most people are interested in owning their own homes.

Considering Transportation Costs

But while a house is typically the biggest purchase we might make, there are a couple of other sizable purchases that many households make over the years. The second largest is most often an automobile: the cost of purchasing a car is generally sizable and it also has extensive upkeep costs that an owner must pay over the years. A vehicle is not absolutely necessary, especially in big cities, but they have become incredibly common. The U.S. Department of Transportation estimated that there were 254.4 million registered passenger vehicles in the U.S. in 2007 — that’s more than the number of licensed drivers in the country.
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