If you’ve ever examined your monthly budget closely, you’ve likely discovered that you spend quite a chunk of money every month on cleaning supplies and health and beauty items. To help take the pinch out of your budget, here are a few household uses for vinegar. (A gallon jug sells for around $3.99 or less in your average grocery store.)
Equal parts of vinegar and water can be used to clean:
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When you get to the point in your life where you are ready to purchase a home, there are many unexpected expenses. Property assessments, inspections, taxes and improvements are bad enough, but tacking on excessive closing costs can be the final straw. Understanding some of the terminology and the tricks of the trade can help you minimize these costs and bring your house price down, so here’s a primer.
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Getting an auto loan is a bit like investing in the stock market—it’s all about timing. But when you need a new car, you often don’t have the luxury or flexibility to bide your time until the market is just right. Luckily, you can still cash in on good deals when they appear by refinancing your auto loan. Car loan refinancing lets you pick the right time to lock in low interest rates so you can save money in the long run. Here are four clear signs that it might be time to consider refinancing your car loan.
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Do adults take financial stress out on kids? No, according to a recent study. The study found that child abuse has actually declined nationally in the U.S. in spite of the economic deterioration. Of course, this could simply be the result of a decade-long effort to educate parents and teach them non-violent ways to deal with kids. But the interesting aspect of the study for us is that at least when it comes to financial issues, we don’t seem to take it out on our little ones.
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One of the important lessons that should have been learned from the recent recession is that income diversity is an important aspect of your finances. With the massive layoffs seen in the economy during the recession, and the difficulty with finding a new job in a slow moving employment market, it is clear that relying on one source of income can be a real problem.
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There are some really easy ways to save money on clothes and still look great. This is probably the one place in the family budget where you can rack up some serious savings, without it having a real effect on your lifestyle. You just need to know the tricks of the trade.
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