You can preach the values of frugal living all day long but if you’re not setting a good example, it’s unlikely that your children will take it to heart. What’s more, they won’t be able to learn the frugal skills they need to become financially responsible and environmentally conscious adults.
Here are a few ways that you can help set that example, teach your children important life skills and spend quality time together.
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After the double whammy of an earthquake and Hurricane Irene on the East Coast at the end of August, several of my family and friends are finding themselves with damage to their homes and the daunting task of figuring out how to navigate the red tape of their insurance policy in order to get a claim paid. Whether you are dealing with post-Irene and earthquake damage now or are simply a homeowner who might someday have a claim, here are some steps to take to make sure your insurance company will help you out sooner rather than later:
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Summer has come to an end. The kids are back in school (for many of us) and it’s time to do a little deal hunting. Indeed, with the end of summer, we start to think about ways we can spruce things up a little bit with some merchandise — bought on sale, of course. Here are 5 things you can expect to find great deals on now that summer has come to an end:
If New Year’s is the time for resolutions, Labor Day is the time to sit back, take a deep breath and decompress. Summer is supposed to be fun and laid back, but for many of us, it’s a whirlwind capped off by back to school craziness. September is a good time to reflect on how much you’ve accomplished in the past year and take some time for yourself. This will help you find the energy and motivation to end the year with the bang.
Since most of us don’t have the option of taking the entire month off and run off to a spa with a life coach, trainer and beautician, here are seven inexpensive ways to help you recharge in September.
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My mother owned a small art gallery for nearly forty years. She started when she happened to have a small inheritance burning a hole in her savings account, a brand-new Bachelor’s degree (with a minor in Art History), no particular job prospects, and the arrogance of a 23-year-old who thinks she knows everything. If she’d known then what she knows now, she would have been a great deal more humble — and she would have missed out on a satisfying, maddening, fun and creative roller coaster ride of a career.
Starting a business is not an easy venture, and in some ways, it does help to have the overconfidence of a young adult to face the challenges inherent in becoming a business-owner. But putting out your own shingle is an excellent way to make sure that your job is more than just a paycheck. If you’ve ever dreamed of going into business for yourself, here are some of challenges that you need to plan for:
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