We all know that America is the land of the free, home of the brave, and homeland of the litigious. But despite the fact that we seem to hear about huge payouts from frivolous lawsuits on a daily basis, getting yourself entangled in the possibly years-long process of suing someone who has wronged you might not be great for your financial health. If you are contemplating a lawsuit and you agree that money is important, here is what you can expect financially:
[ continue reading… ]
Repairing your credit after a bad financial spell can be a difficult and tedious process. The steps are long and confusing and facing your financial failures and foibles intensely for a long period of time leaves you overwhelmed and blue. If part of your New Year’s Resolution is getting your credit score back in the healthy range, try these easy to digest steps this month.
[ continue reading… ]
Getting married is one of the biggest decisions anyone can make in life. You continually learn things about your spouse as you spend more and more time together having conversations about anything and everything. Naturally, finances are a common topic that will come up. It is a touchy subject for married couples at times, which is why it is the number one cause of arguments within marriage. What is the best way to handle finances with your spouse? For my fiancé and I, the best way was to completely combine our finances into one account. We did this a full year before our wedding date. Why?
[ continue reading… ]
January is traditionally the time when we get rid of the old and bring in the new (and for most of us, a good time to give our credit cards a breather). What better place to start than in our pantries and freezers? It’s not just a great way to save money on groceries for a month or two, it can also help us get a better handle on how to optimize our grocery dollars. Since the price of food seems to be increasing several times faster than our paychecks, now is the time to figure out where we’re wasting money at the supermarket.
Step One: Pull Everything Out and Take Inventory
This will not only make it easier to stay organized and come up with recipes, it’s also a good time to toss expired or stale items and look for potentially dangerous food storage problems. As you pull things out, check the packaging for serious damage or signs of rodent or insect infestation. If you do see evidence of water damage or that pests have been getting into your food, investigate until you find the source of the problem and do any necessary repairs. Not only are pests and mold/mildew damage disgusting, they can also spread disease and cause serious structural damage to your home.
[ continue reading… ]
