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Moving can be an exciting time, as you move into a new space and start exploring the new neighborhood. It’s a lot of work though. Using a moving company can help relieve the stress of moving, but finding a reputable and affordable moving company can be tricky.
How to Request an Accurate Quote Requesting a quote from your local moving company is simple and takes very little time. However, for budgeting reasons, you want your quote to be as accurate as possible. You don’t want to budget for a $300 move and then be overwhelmed by a bill twice that size. To best prepare for a moving quote, you should know as much as you can about your upcoming move.
What is your address for your current location and your future location?
How many flights of stairs will you have to move things to?
Are you moving any high-end furniture, costly antiques, or a piano?
How many boxes will you have to move?
How many square feet is your current home?
And what appliances and large items will you have to move?
Having a solid answer for all these questions will get you the most accurate online or over the phone quote. Requesting an in person quote or sending detailed pictures to potential moving companies can also help you get a more accurate quote. [ continue reading… ]
No matter where you are in your career, retirement is likely to be on your mind. Since this generation of workers can no longer expect employers to provide a generous pension and health insurance coverage, it can feel like all retirement decisions are up to us as individuals.
Add in the fact that there are a number of ways that retirement planning can go off the rails – and not all of those ways are within an investor’s control – and it’s clear that we have good reasons to be worried about retirement.
Fortunately, several of the most common retirement mistakes and pitfalls are avoidable. Here are three ways many people have undermined their own retirement, and what you can learn from their mistakes: [ continue reading… ]
Retirement. After spending 50 years in the workforce, you’re supposed to walk away, sit in your rocking chair, and live on earnings that are enough to fund your habits.
It’s supposed to be easy: flip the switch and go from being a productive member of society to, well, not.
Fortunately, many people are living their golden years another way. Seniors today are living longer, healthier lives, and loving their retirement via “alternative retirement” lifestyles.
Alternative retirement means telling the Man to take his rocking chair and use it for firewood. It means living life on your own terms and taking no one’s flack about what you should be doing with the rest of your life. [ continue reading… ]
You would certainly think so with the way that people fight over it every day. Money is one of the leading contributors to divorce in this country, and has been for a while. While divorces strictly because of money are around 5%, 70% of couples attribute money issues to their lists of other causes.
It doesn’t have to be this way though. Unlike taxes, arguments about money aren’t inevitable. [ continue reading… ]
My finances are largely automated. Most of my regular bills are paid automatically with a credit card or through direct withdrawal from my checking account. This setup is convenient, and it means that I don’t have to spend a lot of time trying to remember when to pay my bills. Even my retirement account and emergency fund contributions are automatically transferred each month.
However, it doesn’t mean that I should just leave my finances alone going forward just because I automate my finances. In fact, I make it a point to sit down and review my accounts at least once a month.
We’ve considered buying a home a major milestone of financial and lifestyle achievement for years. It’s one of those steps that we all feel we need to take in order to be successful. However, I’ve been a homeowner, and I like renting better – even if I am “throwing money away.” (And I don’t think I’m throwing money away either. My investment returns beat the average appreciation on most homes in most areas of the country.)
While buying a home can be a great move for some people, it’s not the answer for everyone. Here are three reasons to consider renting: [ continue reading… ]
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