Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
As a freelance writer who has deadlines to meet, even when I travel, I know what it’s like to engage in business away from the workplace (or, in my case, from home). If you want to keep up while you are away, and you need to do a little work, here are some tips to help you work more efficiently while traveling:
Bring a Priority List
First of all, you need to make sure you have a priority list. Chances are that you won’t be able to handle your entire workload while you are away. As a result, you will need to decide which items are the most important for you to accomplish before you go. Create a priority list so that you know which items to focus on while you are away. You want to make sure that you handle the important items, as well as answer only the most important emails. Use an automatic vacation response to emails, and then select only the most important to answer. [ continue reading… ]
You want to live a long life, but if you’re like most Americans, you’re not doing nearly enough to make sure that happen. Our life expectancy has never been longer, and yet it’s never been more difficult to thrive in old age. Sure, the potential is there, but a long and prosperous life doesn’t happen by accident. Social security isn’t enough, your children will move away, and financial instability will cripple you if you don’t insulate yourself from the inevitable danger.
Yes, aging is scary.
But it could be so much better. Money and health are threaded together in your life’s tapestry. While you have no control over your genetic makeup, you have the full reigns over your behavior. [ continue reading… ]
You have health insurance and life insurance, which means you and your family are entirely covered should something happen, right?
Wrong.
Suppose you suffer an injury or long-lasting illness that makes it impossible for you to work. While your health insurance coverage will take care of your medical expenses, and your life insurance will provide for your family should the worst happen, you will be facing debt and potential financial instability if you have no way of replacing your income while you are disabled. And according to the website DisabilityCanHappen.org, “just over [a quarter] of today’s 20 year-olds will become disabled before they retire.”
Disability insurance is one of those things that no one ever thinks they need. But you need to know that you could still pay your bills if you were to become temporarily or permanently disabled. Here are the basic facts you need to know about disability insurance: [ continue reading… ]
I recently had the privilege of being a fly on the wall during a one-on-one interview with Ramit Sethi, author of the New York Times Best Seller I Will Teach You to Be Rich. And while I can’t divulge the details of the interview (as much as I’d like to share them with you), I was inspired by Ramit’s ideas and picked up his book from Amazon. What struck me the most about Ramit? He’s young, he’s confident, and his ideas on personal finance aren’t orthodox.
Ramit Sethi’s Advice for Those Interested in Personal Finance
If planning for a secure financial future is a priority for you, some of Ramit’s words may surprise you, especially if you’ve read more traditional literature on personal finance. Here’s what he suggests early in his book:
Stop trying to be an expert on personal finance. Take action now.
Keep your choices simple. For most people, financial planning is simple: do some basic research, invest and leave it alone. Save as much as you can, even if it’s just $20 a month to start with.
Stop spending money on items that aren’t top priority in your life.
As I head out for Spring Training in Florida, I am reminded of all the days I spent in the airport during baseball season in college. Every other weekend, we would go to the airport and travel to locations throughout the country. I enjoy eating and I need to eat consistently to stay healthy during the year, so the airport always caused a dilemma for me. Do I pack something? If I do, what can I bring? What will I drink? Is fast food sufficient? After three years of trial and error, I have learned a few things about meals on travel days. [ continue reading… ]
This is an attempt to list some of the positives of owning a home. For the opposite point of view, check out the post titled Be Logical and Never Buy a Home.
Deciding to buy a home is a major decision that everyone eventually wants to make. If we consider everyone we know, it will be apparent that people who own a home are generally more comfortable. There’s a sense of family and accomplish when we live in our own home. Here’s a couple more reasons why we all want to buy a house. [ continue reading… ]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
