Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Everybody loves to find new ways to save. After all, it’s quite thrilling to know you did something productive to save a bit of money even if the amount is miniscule. And plus, every little bit counts when you’re trying to build your savings. But could your money saving habits actually be hurting you? The answer is surprisingly yes.
Despite the best intentions, many people are actually doing things all wrong. Yes, certain habits might save you some money, but it can cost you quite a bit of time too. Spending your time to save a few bucks isn’t always worth it. Remember the saying “time is money?” Here are five instances when spending extra time doesn’t actually save you money: [ continue reading… ]
Everyone deserves to be pampered once in a while. After all, self-care and relaxation are a key part to rejuvenating our often over-worked selves. But let’s face it; luxuries often come at a hefty price and thus are seemingly out-of-reach for most of us. Or if they are in reach, they will take a serious bite out of our budgets.
Don’t let this small roadblock hinder you from enjoying the little luxuries you so deserve though. I’ve found a few ways to indulge for less recently, and I want to share them with you.
If you want to live the good life without shelling out hundreds of dollars, use these tips to take care of yourself and save money. [ continue reading… ]
According to collegedata.com, the conservative price for a public university education last year was roughly $27,940 (in-state), while the conservative cost of attending a private university rose to over $57,570. After facing the news of expected tuition price increases yet again this year, students and parents will be looking even harder for ways to save on other college-related expenses they can control.
One of the next biggest expenses for college students is computer equipment. Today’s college students can’t get far without a desktop, laptop, or tablet to help them study, complete assignments, and conduct research. In response, many big-name brands, recognizing both the overwhelming tuition burden and market opportunity, have once again laid out a plethora of their best deals and discounts for the 2023 school year. Here is a summary of the best of them. [ continue reading… ]
I got back from a life-changing a 2-week adventure across Spain and Portugal a couple of months ago.
I explored Madrid, where my love of traveling first hit me. I met up with my friend who is teaching abroad in Nerja and ended my trip in the oh-so-charming Lisbon.
It was perfect and exactly what I needed. I was working all the time for months prior, so this vacation was my much needed break and a restart button on my life and debt repayment goals.
Whenever I tell people about traveling though, most people instantly ask me, “But isn’t traveling expensive?” Yes, it is. It just doesn’t have to be as expensive as you think. I managed to travel abroad for 2 weeks and spend just under $1,000.
There are generally two ways you can improve your finances: cutting back spending and earning more money.
I wholeheartedly believe in the power of cutting back spending, but I also know from personal experience that there is only so much you can cut back on. I’ve been forced to live on a bare bones budget when I dealt with an unstable employment situation. Because of that, I tend to spend my time earning more money.
I shouldn’t be the only one though. Don’t waste too much of your time spending less, but instead of focus on earning more. Here’s why. [ continue reading… ]
Many of us experience this fear in our lives. We worry that we are missing out on something fun, or we think that an opportunity will pass us by. But is FOMO actually costing you a lot more money than you thought?
For a long time, I had a serious case of FOMO and it was somewhat detrimental. Here are some of the ways that FOMO might be costing you: [ continue reading… ]
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