Christmas woman with dollarsDuring the holiday shopping season, many of us find ourselves spending more than we expected. As a result, it’s common to look for ways to offset some of that spending by earning a little extra money at this time of year.

While you could get a seasonal job to work on top of your day job, or you could jump through hoops associated with getting a rebate, there are some easier ways to make extra money this holiday season.

Here are 5 easy ways to make extra money before Christmas:

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Woman maintaining her winter vehicle

When winter hits here in Ohio, we have several months of what I call “brown sticks and mud season.” Then, the buckets of snow and freezing slush begin. The weather is predictably varied here, and we often experience freezing temps in the early mornings and above average “heat waves” in the same day. Such weather extremes can be rough on your vehicle.

Last week, I discussed how having a winter vehicle can save you money, and this week, I’m going to share a few tips and tricks for maintaining your vehicle come wintertime.

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Running on treadmills in a gym

As a baseball player, I have to work out a lot. Right now, I do so at a local college because I’m a volunteer assistant for their baseball team. When I’m staying at my parent’s house, I work out in their rec room. I also have friends who love going to their local gym. There are many options for staying in shape.

When it’s time to work out, where do you turn?

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Fiscal cliff warning sign

As of this writing, there’s a great deal of political wrangling occurring in regard to the so-called fiscal cliff. There’s a lot being said about how to fix the problem, which includes both tax increases and huge spending cuts. It’s going to be an interesting tax season — are you ready for it?

In order to avoid a situation in which everyone is unhappy, the compromise is likely to include some budget cuts — but not huge cuts — and some tax increases — but not on everybody. Any scenario, though, is likely to include higher taxes on investments.

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European debt crisis

While I’ve heard plenty in the news about the debt crisis in Europe, I have to admit that I haven’t paid a great deal of attention.

Not only are the roots of this crisis very difficult for a lay-person to understand, but it seems as though the economic woes in Europe are pretty far removed from my life.

But two months ago, the American company that employs my husband announced that it would require temporary layoffs among its workers — a reaction to the depressed market for the company’s products in Europe.

Admittedly, there are other factors influencing the financial troubles of my husband’s employer. But, the fact that our family would have to handle a temporary layoff, partially due to this crisis, made me realize that the financial problems across the pond can very much affect our finances in the United States.

Here’s what you need to understand about the European debt crisis’ potential effect on American businesses and finances:

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Woman overwhelmed by finances

It’s hard to avoid discussions of the so-called fiscal cliff that’s looming at the end of 2012. We can only hope that our leaders hammer out a compromise before the deadline. But if we do end up “falling off” the fiscal cliff, who will be most hurt by the changes? There are three groups that can expect next year to be quite financially painful. 

Are you among them?

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