As a baseball player, I often see people using chewing tobacco. This got me thinking about habits — both good and bad — and what they cost us.
My wife and I enjoy getting coffee from Dunkin Donuts in the morning, while some people enjoy traveling or shopping. Anything that we do consistently is a habit, and these habits often come with a price tag.
Sometimes, the cost may not be worth the benefit. Here are some examples: [ continue reading… ]
One of the best ways for a business startup to raise funds is through Kickstarter.
Kickstarter is a crowdfunding site that allows business owners to raise money to complete projects. As a business owner, you can ask for money from a wide variety of people, and the power of numbers can provide you with the funds you need.
It’s important to note that Kickstarter requires you to have a specific project in mind. This isn’t a site that goes in for general “fund my business” type queries. You need to be developing a specific product or idea.
Here are 5 tips to make your campaign more successful: [ continue reading… ]
Jane has always wanted to see Aruba. She wants Robert to take her there to celebrate his late retirement. But Robert’s head is pounding from an unrelenting fear: they won’t have enough money to spare from their savings.
Fifty-six years (give or take a decade) working for a company, and you’d think there’d be a comfortable package waiting for him, but this year, Robert’s company is sinking and the funds aren’t there for him, or his retiring colleagues.
Now that Robert’s account is thinning faster than he thought it would, Robert isn’t loving — or even really enjoying — his retirement in the way he expected.
This didn’t happen only to Robert, though; Boomers across the country are struggling with financial shortages because most didn’t start saving until the average age of 35. Couple those late saving attempts with common mistakes, like purchasing cars and homes priced beyond their means, and well, you get the picture. So does Robert. [ continue reading… ]
According to recent housing market statistics, house flipping (the practice of buying an under-priced home with the purpose of re-selling it for a profit) is on the rise once again. As the market bounces back from the drop in home values and bankruptcy of the nation’s largest mortgage companies, speculators are feeling more confident about investing in homes.
While some like to buy up bank-owned properties and flip them over quickly with little personal involvement, others prefer to buy homes that need some TLC and increase their market value over a longer period to maximize their profit.
Whatever your goals in attempting to flip a house, you’ll need to understand a few important tips for success.
529 plans are an excellent way to help your children, grandchildren, or nieces and nephews save for college. Not only are they easy to set up and maintain, but they also grow tax-deferred, and distributions are completely tax-free if they’re used for qualified education expenses.
However, things can get a little complicated if you decide to make a large contribution to a 529 plan.
Because contributions to these plans are considered gifts under federal gift tax regulations, you might find that a generous gesture to your future scholar could become a tax headache for you.
Here’s how the federal gift tax affects 529 contributions: [ continue reading… ]
My wife and I have weird work lives. I only have mandatory work from March through August, while my wife works from September through November and January through March. We only overlap for one month out of the year. My wife has begun her first real down period while I’m still in season. One week was enough for her to start thinking of ways to fill her down time, while I need to start thinking about what I’m going to do when September rolls around.
I always used to look forward to breaks from school or work, but I’d get bored after a few days or a week. I’d need to find something to keep myself occupied until I returned to normalcy. This is how my wife feels right now. She was looking forward to a few months off after a four month nursing assignment. Now, she’s trying to find something to make her time worthwhile until we return home and she gets another assignment. [ continue reading… ]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
