Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
In today’s economy, finding a good job can be tough — and experiencing career growth can be even tougher. That’s why it’s so important to build your personal brand and bring your A game every day.
If you’re tired of your career remaining stagnant, here are three ways to catapult its growth:
1. Push yourself outside of your comfort zone every day
If you want to experience growth in any aspect of your life, you have to push yourself outside of your comfort zone. When it comes to your career, you’ll remain stagnant if you let yourself get too comfortable. [ continue reading… ]
My 11-year-old son has started thinking about college. Right now, he claims that he’ll either stay here, and wear the white and blue of the Utah State Aggies, or that he’ll head down south to SUU, in the town he was born — and where his father and I met.
If he decided to go through with those plans, it would be great. We’ve got a 529 plan going for him, and neither of those schools is expensive. Plus, since we’re connected with both of them, he’s eligible for legacy discounts.
The reality, though, is that he’s 11 years old, and still thinks his parents are kind of awesome. I suspect things will change in the next couple of years as he considers what he really wants to do, and he may decide that going to one of his parents’ alma maters isn’t the way to go.
With all these factors up in the air, how do you figure out what to save for college?
The Hotels.com giveaway was so overwhelmingly successful the guys from CouponPal decided to do it all over again. This time they are giving away a Toshiba Chromebook, and we’ve partnered with them one more time to give you a chance to participate in the drawing!
The giveaway ends on April 27, 2014, so enter today and good luck!
If you’re a fan of reality television, you’ve probably seen a show with contestants who live on a ranch working day after day to lose weight and get healthy. I’ve often thought to myself that I could easily lose weight and achieve an incredible level of fitness if I were given the opportunity to leave behind all the responsibilities of real life for a few months, and instead, concentrate every waking thought and action to my health.
The goal is for contestants to use their time on the ranch to develop healthy eating and exercise habits. The hope is that contestants will see how much better their lives can be with their new habits, so that they’ll find a way to integrate them into their daily lives once they return home.
How This Applies to Financial Habits
Though it’s the most common excuse for being out of shape, lack of time is also a reoccurring offender on the list of financial excuses. People may blame time as the reason why they’re not reviewing their finances, creating a detailed budget, or dealing with other bad habits. Believe me, I understand. [ continue reading… ]
One of the most common conversation starters is asking people what they do to make money. In fact, asking “What do you do for a living?” is often one of the first questions people ask when they meet someone new.
Our society places a great deal of importance on the work we do. Our job determines how much money we make, and on some occasions, the level of prestige we have in our community.
Your job not only gives you an idea of where you fit in the world, but it can also change your social circles. It doesn’t seem right in some way, but if you are a doctor, say, then those around you will be friendlier towards you.
In many cases, your job defines you on a very basic level. Here’s what I mean: [ continue reading… ]
Inflation is the rate at which the prices of goods and services rise over time. This phenomenon may seem like a plan hatched by an evil mastermind, but inflation isn’t necessarily a bad thing. It’s generally a sign that the economy is growing — and during your working years, you can usually expect your wages to rise with inflation so your spending can keep pace.
The big problem arises when you’re trying to save money for your retirement, since inflation erodes the purchasing power of the money you put aside. When inflation averages 3.5% per year (and it generally falls between 2% and 4% each year), prices double about every 20 years.
If you hope to retire at age 65, then you have to account for prices to double while you’re working and during your retirement.
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