With so many deals sites available, and coupon apps that allow for easy access to discounts, it can be easy to go overboard on the good deals.
Getting items you were planning to buy anyway, for an extra 50-90 percent off is wonderful! But when should we pass on a sale and just keep the money in our bank account?
When is a good deal actually not a good deal? And how can you tell the difference?
Gift cards are a popular gift choice. You may have received some during the recent holiday season.
They’re convenient for the giver, since you don’t have to worry about getting the perfect gift, and they’re convenient for the receiver, because they get to shop at their leisure and pick out something out they really want.
It’s especially nice to receive a restaurant gift card because you can use it for a fun social night, or date night. These gifts cards are always a favorite, because who doesn’t like to take a night off from cooking for themselves?
Restaurants are well aware of this, and have come up with a way to sweeten the pot just a little more, in hopes of getting people through the door. Many restaurants now offer a bonus gift card when you buy one as a gift.
If you want to save money on going to restaurants by using gift cards, here’s how it works.
I love Christmas, but I’ll admit that I breathed a small sigh of relief when all of the holiday stuff got put away until next year.
So it’s strange to admit that I’ve already started doing my Christmas shopping for 2015. In fact, I get most of my Christmas shopping done 11 months in advance every year. Why exactly? Well for several reasons, but mostly because planning ahead saves time and money. It’s as simple as that!
Here are a few of my tips for those who want to get their shopping done really early and save.
Lodging is often the most expensive item in any travel budget. And when your whole family is traveling, not just you as a single person or couple, it can get even more pricey. But there are a few well-known discounts available when talking to a hotel representative:
This had me thinking. Are there discounts available for memberships besides the normal AAA? My wife and I had first-hand experience with this recently and here’s what we found.
The start of a new year is a perfect time to get your financial life in order, and commit to saving more and spending less. In order to do that though, a budget (or what I like to call a spending plan) will map out your expenses and help plan for your goals.
But I’ve found that sometimes budgeting is difficult — it’s a chore that seems like work and not many of us enjoy it. Spending and saving seem like meaningless line items that we strive to get by with until the next month.
However, there’s one simple trick that can change your relationship with your budget and that’s creating a budget that reflects your values. Here’s what I mean.
We all want to improve our productivity, increase our time, and have more energy for the important things — I know I do. So this year I’m particularly focusing on how I can boost my productivity. I’ve found that it’s not so much about trying to work more,but about how to work more effectively.
As I’ve worked on my productivity over the last couple of years, I’ve discovered that I can do more in three or four hours than I used to be able to do in six or seven. How?
The key is understanding my own tendencies, and applying principles of productivity to my everyday life and my business.
As I look at the New Year, I recognize there are still some areas that I can improve upon (can’t we all?). So here are some of the ways I plan to further boost my productivity:
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