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Side hustling, or the art of making money on the side, is one of my favorite things to do. Even now, as my side hustle has turned into my full-time job, I’m always looking for new ways to make money. I find it a fun challenge and it keeps me on my toes — and it’s never boring!
While many people in personal finance focus on cutting back, I believe earning more can be a more powerful motivator in helping you achieve your financial goals.
Here are 4 reasons why side hustling is both good for your wallet and your soul.
According to the U.S. Department of Transportation, the average American family spends about 19 percent of its income on transportation. Which makes transportation is the second-largest household expense (following housing).
Of course, whether or not you are “average” depends in large part on where you live, and what the expected transportation costs are in that area. A more expensive area means you spend more for everything from gas to car insurance, boosting your costs even higher.
Risk for drivers also includes the likelihood of being in a car accident, as well as whether or not others carry required car insurance. In fact, your cost risk is more likely to be determined by the habits of the drivers around you than it is to be determined by gas prices.
Congratulations! After searching for what seems like a lifetime, you’re about to finalize your first job after graduating. Or maybe you finally landed the job of your dreams.
You couldn’t be more excited…until you get the official offer letter. The salary is lower than what you expected. Do you accept the offer as is, or do you take the risk and negotiate?
Not being paid what you’re worth is one of the most common complaints in the workforce today. It’s also one of the biggest reasons why people leave their jobs. But even so, many employees don’t negotiate their salaries and, instead, take the salary offer as is.
Whether you’re getting ready to negotiate a raise or deciding on a job offer, it’s important to understand what you’re worth as an employee.
By doing your homework and being prepared, you can make sure you get paid what you deserve. Here are 5 tips to negotiate a better paying salary.
Two years ago, my husband and I had to purchase the trifecta; a new refrigerator, washer, and dryer. Now, we are in the market for a new dishwasher, and I’m amazed at the cost of new appliances.
As we were skimming through the refrigerator section recently, it was hard to find a fridge that was not over $2,000, unless you wanted the most basic and smallest model they had.
The prices of appliances are consistently going up, but there are ways to get brand new items for an affordable price. Here’s how:
Investing is one of the best ways to build wealth, yet there is still so much fear and ignorance surrounding the subject. This is especially true for Millennials, who are often defined as people born after 1980.
I can admit my own fear when it comes to investing (and I’m a Millennial) — for the longest time it just seemed like something rich people do. The stock market felt so far removed from my experience and the terms surrounding it were unclear and confusing.
So why has this aversion to investing plagued a whole a generation? You see, Millennials witnessed the aftermath of the Great Recession and saw the effects on their parents’ retirement accounts and employment status.
Our generation was told that we could be whatever we wanted when we grew up with a little hard work, and all of a sudden we were coming of age during one of the greatest recessions in recent history. All of a sudden those dreams were dashed — Millennials saw their parents struggle and felt their own struggle to find work, and pay off large student loan debt.
There were five years of my life where I performed an annual ritual: filling out the Free Application for Federal Student Aid (FAFSA for short).
The FAFSA is how you put your hat in the ring if you want the federal government to help you pay for college.
Filling out this form is about more than just getting help from the government, though. In many cases, the school you attend receives the information from your FAFSA, and uses it to make their own decisions about need-based financial aid at the school level.
So if you don’t fill out the FAFSA, you could be limiting what you get from the college of your choice, as well as ruling out help from the federal government.
Here’s what you need to know about the Free Application for Federal Student Aid and how it can help pay for your education.
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