Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
A funny thing happens to how you view money once it’s spent: cash loses its value when it’s no longer in your wallet or bank account.
This means anything you purchase seems less valuable than the equivalent cash value — and so having to later throw away your purchase doesn’t hurt nearly as much as chucking a $20 bill in the trash would.
But wasting purchases, particularly those you never use, is no different from throwing money straight into the trash bin. Here three some common ways we’re wasting money, and some methods for recouping your losses.
I just welcomed my second daughter into the world a month ago, and I am amazed once again at how something so small and sweet can disrupt our money.
Newborns bring about a state of sleeplessness and disorganization, which makes it hard to stick to a budget and resist impromptu buys. If you’re experiencing the same thing, here are some budget-savvy tips to help you save money after baby arrives.
My husband and I are moving from Michigan to Washington in one week. The journey that has led us to this point has been a whirlwind of interviews, decisions, and dealing with the upheaval of hauling ourselves and our stuff across the country in the most fiscally responsible way.
It’s been three weeks since we decided to start a new chapter in our lives, and in that time I’ve been dealing with these choices in a very personal way.
One of the things I’ve learned very quickly is that on paper, the concept of moving seems so simple: based on the amount of possessions you have and how far you’re moving, you choose the best option. That may mean hiring movers, renting a u-haul, filling a storage unit, or stuffing everything you can in the back of your vehicle.
It’s a purely financial choice based numbers. What I didn’t count on was the wild card of my emotions.
Have you ever been in a financial rut, where you feel like you can’t get ahead? Do you feel like your financial systems aren’t working? Well, you’re not alone.
Many of us find ourselves in a financial rut from time to time. It’s easy to get stuck, especially after complacency sets in. Old systems may no longer work for your current reality.
If you’re feeling stuck and looking for a way out of your financial rut, try these 5 tips.
We all know that the cost of college is on the rise. Many students can’t attend without the help of student loans — even if they do have some savings and manage to earn scholarships.
The growing concern over student loan debt seems to be seeping into the psyche of parents who have had their own run-ins with student debt. A recent survey from T. Rowe Price indicates that many parents are willing to risk their retirement finances in order to help their children avoid the need for student loans.
If you’re thinking of taking a similar approach to helping your college student, here are some important things to consider.
Winter is almost over, and we’re beginning to see a light at the end of the tunnel! As we head toward warmer weather and sunnier days, one of the things many us do to get ready for spring is cleaning.
Spring is the perfect time not only to get rid of what we don’t need but also organize your life in general. Over the past year, you’ve probably accumulated a lot of stuff. I know I have.
As I try to be more conscious of what I buy, I also strive to do more with what I already have. This spring, I’m definitely trying to do more with less, by getting rid of stuff that just takes up space but also finding a purpose for the rest.
If you’re getting ready to tackle spring cleaning like I am, here are 5 tips to conquer it by doing one task each day.
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