Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Once upon a time, there was a world where the term robo-advisor didn’t even exist. Now everywhere you turn, there’s a new batch of robo-advisors popping up, eagerly hoping to help you manage your money.
What are robo-advisors? They’re online investment services that use computer software to manage your portfolio. Robo-advisors offer low fees, promise high returns, and require minimal effort.
Long gone are the days of figuring out how to invest on your own or having to pony up for a high-priced financial investment advisor. Robo-advisors are shaking up financial services in ways we couldn’t imagine.
Losing weight is a common goal for many of us. For others, the goal is to get healthy, eat better, or have more energy throughout the day. As someone who is deeply committed to a regular workout routine, I can relate to most of these goals.
But one obstacle that stands in the way of pursuing our health goals, is the cost of workout programs and eating plans. There are so many methods, programs, and equipment available to help you lose weight. This makes the workout process not only expensive but overwhelming.
We often find it hard to commit money to a program we don’t know will work. Because of these obstacles, many of us take no action, or go it alone trying to follow a book, or some loosely-defined program on the internet.
I recently moved from a rural area in Michigan to a suburb of Seattle. The most frequently asked follow-up question, from relatives and family members who didn’t want us to leave, was: “But what about the cost of living? It’s a lot higher there.”
I have to admit, this concerned us at first, especially considering we lived in rural areas all our lives and had no basis for understanding what it was like to live near a big city. I had vague fears of finding out, once we moved, that we just couldn’t afford to live here — at least comfortably.
The good news is that the worries are mostly overrated if you’re on top of your finances. The following tips are a few things we did and plan to do to offset the higher cost of living.
When I first started paying back my student loans several years ago, there weren’t that many apps or tools available to help you pay off your student loans, while keeping you motivated.
Boy, have things changed — and I’m so glad! Now there are more resources and websites out there specifically for people trying to get out of student loan debt. If you’re like me and battling student loan debt, check out these tools that can help you get inspired and pay off your debt faster.
This is my 10th year as a freelancer. I love what I do, and am fortunate to be able to set my own hours and work from anywhere. My situation is a little unprecedented in that I didn’t move from a “real” job into self-employment. Instead, I went straight from grad school into freelancing.
However, I can see where things might have been different if I had started out in a more traditional career and then transitioned into working for myself. In fact, there are times when I wonder if things might have been smoother if freelancing had started as a side gig rather than the “job” I had to make work so my family could eat.
If you wondering if you’re ready to quit your job and work for yourself, here are 3 questions to consider before you make your move.
The two boxes looked identical, except for the price. Both contained a sound system we were considering purchasing, but the price sticker on one said, “Open Box,” and had a price of $90 less than the other.
My gut told me the right choice was to save the money and buy the Open Box item. My wife, on the other hand, wasn’t so sure. She wanted more information before we decided. So I found an employee, and asked some questions.
Before buying an Open Box item, make sure you understand any risk associated with it, even if you are able to save a bit of money.
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
