Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Using a Health Savings Account (HSA) as an investment vehicle can be a great way to prepare for retirement. It requires a high-deductible health insurance plan in order to participate in the HSA, but you can invest the funds however you wish.
I decided to switch to a high-deductible plan with an HSA this year, since my family has low medical expenses, and so far it’s worked out perfectly. We’ve paid for some medical expenses, plus the family’s eyewear for the year, and still have a good sum of money left over.
Realizing that an HSA was the right choice for my family is just part of the story. To fully take advantage of an HSA as an investment vehicle, there are few other things that you and I need to be aware of.
Earlier this year, my husband and I noticed that our nearly twelve-year-old greyhound was limping. Obie is a retired racer, and suffered a broken leg back in his racing days, so we’re used to seeing a slight shuffle to his gait. But this limp was worrisome, particularly since we know that greyhounds are prone to bone cancer.
We took Obie to the vet, who thankfully, assured us that his limp was nothing to worry about — but the scare did get me wondering about pet insurance. Considering our dog’s age, we’re probably going to see some expensive vet bills over the next couple of years.
If you have an older dog or cat, you may be thinking about pet insurance, too. Here’s what you need to know about pet health insurance, and whether your four-legged friends will need coverage.
Once upon a time, there was a world where the term robo-advisor didn’t even exist. Now everywhere you turn, there’s a new batch of robo-advisors popping up, eagerly hoping to help you manage your money.
What are robo-advisors? They’re online investment services that use computer software to manage your portfolio. Robo-advisors offer low fees, promise high returns, and require minimal effort.
Long gone are the days of figuring out how to invest on your own or having to pony up for a high-priced financial investment advisor. Robo-advisors are shaking up financial services in ways we couldn’t imagine.
Losing weight is a common goal for many of us. For others, the goal is to get healthy, eat better, or have more energy throughout the day. As someone who is deeply committed to a regular workout routine, I can relate to most of these goals.
But one obstacle that stands in the way of pursuing our health goals, is the cost of workout programs and eating plans. There are so many methods, programs, and equipment available to help you lose weight. This makes the workout process not only expensive but overwhelming.
We often find it hard to commit money to a program we don’t know will work. Because of these obstacles, many of us take no action, or go it alone trying to follow a book, or some loosely-defined program on the internet.
I recently moved from a rural area in Michigan to a suburb of Seattle. The most frequently asked follow-up question, from relatives and family members who didn’t want us to leave, was: “But what about the cost of living? It’s a lot higher there.”
I have to admit, this concerned us at first, especially considering we lived in rural areas all our lives and had no basis for understanding what it was like to live near a big city. I had vague fears of finding out, once we moved, that we just couldn’t afford to live here — at least comfortably.
The good news is that the worries are mostly overrated if you’re on top of your finances. The following tips are a few things we did and plan to do to offset the higher cost of living.
When I first started paying back my student loans several years ago, there weren’t that many apps or tools available to help you pay off your student loans, while keeping you motivated.
Boy, have things changed — and I’m so glad! Now there are more resources and websites out there specifically for people trying to get out of student loan debt. If you’re like me and battling student loan debt, check out these tools that can help you get inspired and pay off your debt faster.
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