Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Summer is winding down and the school season has arrived. Whether it’s for new clothes, backpacks or text books, I remember the back to school season as being one where there is a ton of shopping. To boot, no one ever wants to disappoint their children, so this is a time when we can really break our bank without even recognizing it.
If you are stressing about how you can frugally—and happily!—get your kids back to school, read on because I have nine ways to make sure you have a frugal and happy back to school event.
Many people want to start their own business, and consider a venture that can be managed entirely at home a dream come true. This allure of being your own boss is a powerful thing, but not everyone is ready to do what it takes.
Working from home comes with its own challenges, and you have to be prepared. Here are are a few considerations to think about before you dive right in.
Conferences can be a pricey proposition, requiring you to pay for a ticket, travel, a hotel room and meals out. Even if you have an employer willing to the foot the bill, they can be pricey in terms of just the time you’re investing in attending.
Luckily, there are approaches that can help you keep costs under control, while still getting the most of actually being at a conference. Here are seven such money saving tips. [ continue reading… ]
Last week, I wrote on the four financial benefits that one could gain from decluttering their homes. It is amazing the power that clutter can have over our finances and mental health. Why not just throw it all away or donate it?
That’s where things get tricky.
Many times our clutter is not easy to deal with because they come with baggage. The clutter in our lives is like a bad relationship we just can’t shake off. Here are four types of clutter and some suggestions with how to prevent it from draining your life. [ continue reading… ]
Consumer rip offs can seem like the domain of conspiracy-theory-obsessed taxi drivers. But when you begin to notice less and less cash left at the end of the month with no real addition to your lifestyle, who could blame you? These ‘rip offs’ also have a more technical term coined by economists, and are known as ‘market inefficiencies’ where the price of something is far removed from its actual value.
The value to price ratio could be out of whack for a number of reasons, but in this case your suppliers and retailers are not doing anything technically wrong, they are simply using a situation to their advantage where you have no choice but to use their goods or services, or you are simply too time poor to worry about being cash poor.
Therefore, to help you spot these rip offs in your everyday life and hopefully keep more money for yourself, rather than the salesman, compiled here are the top 10 ways you could be getting ripped off right now. [ continue reading… ]
For several years through the 90s, I would leave school, drive to a local craft and garden store, and work until 9 pm as a cashier. There was nothing particularly unusual about this. Most of my friends had after school jobs, on top of our demanding academics, extracurricular activities, and the all-important social lives that consumed us.
However, some experts are looking into whether after school jobs are always a good idea. In particular, students from middle- and upper-middle-class families who work after school — that is, students whose families don’t count on them for the income — might actually be shortchanging themselves by taking jobs during the school year. If your teen is considering an after school job for the next school year, here are some questions you might want to talk over together: [ continue reading… ]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
