save at flea markets

Summer and fall are the time for yard sales and flea markets. So if you have stuff to get rid of, now’s the time to do it.

I’ve talked with people who have sold at flea markets, and I’ve learned from their experiences how to get the most out of it. Although the stakes aren’t usually that high or the competition that fierce at local flea markets (you’re just glad to get rid of stuff!), there are many little things that can make the difference between bringing home a pocket full of money or a trailer full of merchandise.

Here’s what I learned:

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wants vs needs

The difference between defining something as a need or a want can mean the difference between a blown budget or a healthy savings account.

These terms seem so simple and easy to understand, but all too often, we blur the lines. When you say you “need” something, it should mean that you literally can’t continue to function without it. Unless we’re talking about the need to eat, be clothed, stay healthy, and have a bed to sleep on, most of the “needs” in life actually fall under the category of “want.”

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work from home
The ability to work from home is a dream come true for many people. Even though there are some challenges associated with self-employment, I really do like working from home. For the most part, I set my own schedule, and I have time to do the things I like to do — when I want to do them.

However, not everyone thrives in a work from home environment. In order to make it work (especially if you are starting your own business), there are 5 traits that are useful to have:

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holiday budget
It’s that time of the year again! The year seems to be quickly going by and the holiday season is right around the corner. The holidays are a time filled with family, fun and food. While the last few months of the year are usually all about laughter and celebration, it is also one of the most expensive times of the year as well. With traveling expenses and presents, your budget can quickly get out of hand.

Before you get stressed out about holiday budgeting, start a plan. The earlier you begin thinking about holiday spending, the more time you’ll have actually enjoying the season. Here are five tips to help you stick to your holiday budget:

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grandparents and money
My background is somewhat “mixed” financially: my maternal grandmother Ruthie was an only child from a wealthy family when she married my grandfather, a prominent Baltimore lawyer, while my paternal grandmother Betta was raised by poor Kentucky farmers, and she and my grandfather made do throughout their lives on mostly blue collar jobs.

Even though my widowed grandmothers had little in common when my parents married, they became friends and were both very involved in their granddaughters’ lives. And from each of them, I learned several important lessons about money, from both ends of the wealth spectrum:

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