Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Many seniors are living on a fixed income, and even those living comfortably often look for ways to save money to travel more, leave a bigger inheritance, or simply have a larger nest egg for unexpected events.
Since many seniors saw their 401Ks dwindle with the stock market crash, planning for retirement has become a hot topic. How do you save more in less time? While there may not be any quick and easy answers, the solution may lie in pinching pennies and spending smarter.
Here are a few tips to help you stretch that social security or pension check even farther.
What separates the financially successful from the financially doomed?
Two words: self-discipline.
Self-discipline is “the ability to control one’s feelings and overcome one’s weaknesses; the ability to pursue what one thinks is right despite temptations to abandon it.” And when it comes to personal finance, self-discipline is what you can thank for your success — or your failure.
I’ve been toying with the idea of buying a Kindle for a while now. I’ve struggled to pull the trigger though, since I really like the experience of reading books. On the other hand, I am on a quest to reduce the amount of things that I own.
And, since books are pretty much the only things I’m interested in having, a Kindle might be just the thing. The Kindle could be a wise financial choice in the long run for me, but what do you think?
Ramen noodles and store brand bologna are dirt cheap but not only are they unhealthy, the flavor is torture to most people’s taste buds. On the other hand, a diet of artisan cheeses, organic arugula and wild caught salmon is delicious, healthy and far too expensive for me to feed my family every night.
To eat well on a budget I look for foods that are packed with nutrients, naturally delicious and cost pennies a serving. Often, they are so cheap and abundant that I can afford to go for the organic version and feel great about what I put on the table for my family each night.
Here are twelve of the most delicious, inexpensive and nutritious foods your dollar can buy.
Summer and fall are the time for yard sales and flea markets. So if you have stuff to get rid of, now’s the time to do it.
I’ve talked with people who have sold at flea markets, and I’ve learned from their experiences how to get the most out of it. Although the stakes aren’t usually that high or the competition that fierce at local flea markets (you’re just glad to get rid of stuff!), there are many little things that can make the difference between bringing home a pocket full of money or a trailer full of merchandise.
The difference between defining something as a need or a want can mean the difference between a blown budget or a healthy savings account.
These terms seem so simple and easy to understand, but all too often, we blur the lines. When you say you “need” something, it should mean that you literally can’t continue to function without it. Unless we’re talking about the need to eat, be clothed, stay healthy, and have a bed to sleep on, most of the “needs” in life actually fall under the category of “want.”
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