When trying to save money, going out to dinner becomes a real treat. This one is about going out for a great meal, having some fun while keeping your wallet in mind.
It takes a little planning and a bit of work, but with some clever strategies, you can still enjoy a good night out.
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When many of us think of taxes, we usually think of federal taxes. Yet, it’s mighty important to consider that you pay taxes in your state of residence as well.
After all, the state taxes that you pay are added on top of what you pay in federal taxes. State income tax, sales tax, property tax and estate/inheritance taxes can all start to add up.
It’s easy to look up states with the highest tax burdens and those with the lowest tax burdens, so I did just that. Here’s what I found.
One way you can save money is with the help of good health.
Good health habits can reduce your health care costs, and many of the things that you do to improve your health can actually help you live a more frugal lifestyle.
If you want to improve your health — and save money — here are some things to try:
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You only have to look at the exterior of your local payday loan storefront to see that these lending establishments are set up to cater to the desperate. With bright neon “Cash Now!” lights enticing borrowers, and a quick 20 minutes of paperwork leading to cash in a borrower’s pocket, it’s very easy to see a quick loan as a saving grace when you’re out of money.
However, quick loans like these are extremely dangerous. Often, the high level of interest due on your loan within two weeks leads to a need for another loan, and another, etc. Before you know it, you feel like you owe your soul to the money store.
There are other ways to get cash quickly without giving up your financial future. Here are some ideas for generating some extra money without having to step on the hamster wheel of payday loans.
We have all seen the commercials, sappy and blurry, that declare two months of salary is the appropriate amount to spend on engagement rings.
Are they nuts?!
A much better investment of that money is called a down payment if you ask me. Fortunately, there are ways to get a beautiful engagement ring for much less.
So if your fiancee is demanding you spend that much on a ring, you may want to think things through a bit more.
I’m a huge sports fan, increasingly so as I get older. Maybe I just love the thrill of competition, maybe I enjoy watching humans do unbelievable physical acts, or maybe it just makes me feel younger.
It’s probably a little of all of them, but I love sports. Like most guys, I enjoy sitting in my favorite armchair and watching a great game unfold on my big screen high definition TV, but there’s nothing like seeing a game live.
Some of my best childhood memories are from sporting events. I remember my parents taking me to an afternoon double header at the old Met Stadium watching the Minnesota Twins, and I was one of the lucky ones who got a free souvenir helmet!
With ticket prices skyrocketing, combined with parking and the insane cost of concessions and souvenirs, making similar memories with my son is cost prohibitive.
The good news is, there are ways to enjoy great live sporting events without breaking your budget.
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