Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Having a cell phone was a luxury years ago, but it’s now considered by many as a must-have. I bet most people would probably admit that they couldn’t live without their phones. The privilege doesn’t come cheap though.
Luckily, you don’t have to pay a lot to get what you need. Let’s take a look at four simple ways you can save on your cell phone bill: [ continue reading… ]
Financial success is a little bit like fitness — we all know what we should be doing, but for a lot of us, ramping up our retirement savings and jumping on the treadmill are two things that just don’t happen.
Even though making the rational decision to save or exercise is in our best interests, it’s awfully difficult to make the right long-term decision in our day-to-day lives. The question is, why? When we all know the right decisions to make, why is it so difficult to make it happen?
Psychologists and behavioral economists have some answers:
Our family vacation this year involved a trek from Lafayette, Indiana to Norfolk, Virginia with a 10-month-old infant in tow. Before we even started the first leg of the trip, my husband and I had a major disagreement. He felt that the 13-hour drive would be easier and cheaper than flying. I felt that the cost of the flight — which involved a layover in each direction — was worth it considering the amount of travel time necessary to take the car.
If you’re planning a long trip and are not sure if flying or driving is the best option, here are some factors to consider:
When trying to save money, going out to dinner becomes a real treat. This one is about going out for a great meal, having some fun while keeping your wallet in mind.
When many of us think of taxes, we usually think of federal taxes. Yet, it’s mighty important to consider that you pay taxes in your state of residence as well.
After all, the state taxes that you pay are added on top of what you pay in federal taxes. State income tax, sales tax, property tax and estate/inheritance taxes can all start to add up.
It’s easy to look up states with the highest tax burdens and those with the lowest tax burdens, so I did just that. Here’s what I found.
One way you can save money is with the help of good health.
Good health habits can reduce your health care costs, and many of the things that you do to improve your health can actually help you live a more frugal lifestyle.
If you want to improve your health — and save money — here are some things to try: [ continue reading… ]
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