Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Aside from the major hiccup the economy faced during the COVID-19 pandemic, the economy has been on a steady upward trajectory ever since years ago when we were talking about extending the Bush-era tax cuts. In case you don’t remember, we did end up keeping those cuts in place permanently for any individual making less than $400,000 per year, and for couples earning less than $450,000. Nowadays, those fortunate few who make more than that amount are paying a marginal rate of 35%.
But like I said, it’s been years since we passed the extension into law and I still don’t personally know anyone bringing home $400,000 per year. So who is actually paying that top tax rate these days? I decided to find out what kind of jobs command such high salaries: [ continue reading… ]
We know that public education today is short on the subject of financial literacy, so unless parents are teaching kids about finances, many youngsters are finding out about good financial decisions the hard way — through making mistakes. I just turned 30, and I wish I had done quite a few things differently. The following are 7 financial moves to make in your 20s that I wish I had made. If you want to increase the chances of prosperity down the road, do it, and remember to teach your kids: [ continue reading… ]
Sooner or later, even if you start out with hand me downs from your family, you are going to want to buy some of your own furniture.
The first thing you must do when saving money on furniture is to determine what you actually need. There is no need to buy a sofa if a love seat will do, and frankly, most people never use a coffee table, so don’t get one if you have no use for it.
Also, remember that there is no rule stating that you have to purchase matching pieces; eclectic is in. [ continue reading… ]
You may be a bum wishing to have a million bucks or an aspiring young professional who wants to know if you are on the right path.
Some become millionaires by pure luck, while others are rewarded for their planning and wits. With some effort you can have a big fat bank account one day, too.
Whatever the case may be, here are seven ways to become a millionaire. [ continue reading… ]
We all make mistakes. It’s true when it comes to managing money or managing relationships.
But avoiding investing mistakes early in life can give us a huge leg up in life. We are better off in the long run if we start early and invest often. Yet, many millennials aren’t moving forward with investing like they should be. Here are three investing mistakes many of us make but should avoid:
Identify theft became a hot topic with the recent Equifax data breach, causing many Americans to be concerned about the safety of their personal information. And their concerns aren’t unwarranted either. According to a survey done by Bankrate.com, 41 million Americans have been victims of identify theft. It’s clearly a widespread problem that many people didn’t even know existed – until it happened to them.
Most Americans aren’t taking the necessary steps to protect themselves from identify theft until it’s too late. For those unfortunate enough to have had firsthand experience, it’s a scary experience that can take years to fix. And in the process, your finances can get destroyed. Before this happens to you, it’s important to take the steps to safeguard yourself from identity theft. Here’s what you should do: [ continue reading… ]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
