Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Yoga does much more for you than just provide relaxation and stretching. You improve your posture, flexibility, and strength while increasing your ability to concentrate, focus, and decrease blood pressure.
The benefits of yoga even extend to better self-esteem and improved relationships, so it is easy to see why it is so popular.
The real problem that most people encounter with yoga is the price. A single drop in class can run you $20 or more. Monthly memberships vary in price as well and even triple digit pricing is common in some parts of the country.
Luckily, there are other alternatives, and most of them are going to be less expensive. [ continue reading… ]
Creating a budget is never easy, as it can take months or even years to perfect the process. And on top of that, life is always changing so a budget that worked a few months ago might not necessarily work now.
In fact, even the most detail oriented person often have a hard time creating a budget that works. If you overspend and the budget fails, it isn’t necessarily for a lack of trying.
One of the most common reasons people find budgeting so hard is because there are so many different expenses to keep track of. The big ones, like housing and food, are obvious. But there are so many little things we forget about that can derail a budget from the start.
The next time you evaluate your budget, consider these six expenses that people often forget: [ continue reading… ]
My wife and I recently got back from our honeymoon in the Dominican Republic. We stayed at an all-inclusive resort, where all of our food and drinks were covered in the price of the room. Of course, this luxury came at a cost, as the nightly rate was quite high. If you stay at a resort or a hotel on vacation, how do you choose where you stay? Is the all-inclusive option a large factor?
Our family sometimes comes up with some pretty crazy ideas to reduce spending. It’s fun to make a game of saving and talk about crazy ideas for saving money.
Some of the best ideas come from my middle-school child — and even the youngest has quite a few ideas that add up over time.
Here are a few of our favorite crazy (and creative!) ways to save money: [ continue reading… ]
We often get caught up in the idea of making more money. While almost no one will mind having a little extra cash each month, the reality is that earning money costs us in other parts of our lives. Time, for instance, is an finite resource we often give up just to get more into our wallets.
Is more money always worth having less time for everything else? What about the freedom and flexibility that having more time will offer? How do you value those?
I know for certain that I value freedom and flexibility more than I value money. I’m willing to make less money if I can improve my quality of life. [ continue reading… ]
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