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Whether at a family reunion or a business lunch, we all know to avoid topics like politics and religion if we want to stay out of arguments and avoid making people feel uncomfortable. Another taboo topic that can be even more uncomfortable for people to discuss is money – specifically, personal finances.
Americans consider money as one of the hardest topics to talk about with others. In many cases people think personal finance is even harder to talk about than death, politics and religion! Knowing how passionately we tend to feel about the rest of these topics hints at the emotions tied to the money we carry in our wallets and bank accounts.
And talking about money doesn’t get any easier inside our homes either. Although we could discuss the many reasons we have for avoiding money talk with family and close friends, let’s look, instead, at five advantages of talking about it more in both private and public circles: [ continue reading… ]
The first time I walked into Babies”R”Us when pregnant with my first child, I felt overwhelmed almost to the point of hyperventilating. There were so many products out there — and it felt like every single purchase I made would determine my child’s fate.
Four years and another baby later, it’s clear to me now that baby gear manufacturers and retailers probably want you to be panicked. It’s much easier to sell unnecessary items to frightened and overwhelmed parents, since you’ll be happy to buy any product that will help you feel more in control.
But just like any other purchases, some baby gear is worth the investment, while some will clutter up the nursery until you have a yard sale a decade later.
Jennifer Lopez, Jennifer Aniston, Ryan Reynolds… what do these powerful names have in common?
Flawless flesh.
You’ve tried plenty of expensive treatments. You’ve tried the over-the-counter products at retail stores. You’ve even tried the hokey products advertised on TV in the middle of the night, when you couldn’t sleep and were up feeling bad about yourself. Unfortunately, nothing seems to help — our skin is still brightly colored sandpaper.
What’s happening? Is it just the hundreds, if not thousands, of dollars that celebs spend on skin care? Or is there more to it than that?
Working in the Wrong Direction
The problem isn’t trying the wrong products, or that you don’t have the extra budget to spend on lavish treatments at the dermatologist or local spa. The problem is that you’re not supplementing what you’re already doing with the right products.
Topical solutions can scrub the grime, masks can temporary replenish some of the vitamins and minerals that have been lost, and creams and moisturizers can give your skin the dewy glow you’ve been trying to get — but you’ll have to reapply as soon as 30 minutes after your first application.
You’ve done all you can do on the outside. What are you doing to fix your skin from the inside? [ continue reading… ]
Your pet is very important to you, but the bills are killing your budget. These days, the expenses for both young and elderly pets are rising, but once you bonded to that animal it is hard to say no. Though with a little work you can save money on those necessary expenses and still provide your pet with excellent care.
Get a Pet from the Shelter
Getting a pet from the shelter means you will get a pet with their vaccines current, spaying complete and a recent medical exam. If you choose a middle-aged pet, you generally won’t have to worry about much in the way of medical expenses other than regular vaccines. [ continue reading… ]
I finally caved in and signed up for the meal plan Hello Fresh when I was able to try it out for $19 after seeing advertisements and coupon codes for the weekly food boxes constantly.
Hello Fresh advertises themselves as a money-saving, time-saving alternative to eating out. Here are my top pros and cons of the company.
I’ve been curious about juicing ever since I heard my brother-in-law was juicing fruits and vegetables with his new $80 appliance. I was looking for a way to stay healthy throughout the year, and I thought juicing would be a great way to take in lots of fruits and vegetables each day.
Though I looked into the health benefits and costs of juicing, I really want to ask you for your opinions.
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