Honey, what happens when you have TOO MUCH money? I said to Emma a few days ago. She must’ve thought that we either won the lottery or her husband went crazy, both of which required more attention. With her eyes wide open (I seriously thought it was going to pop out), she said “WHAT DID […]
I have credit card debts to pay off, student loans to service, bills to pay and a down payment to save up for. I can’t afford to save for retirement. Sound familiar? With all these obligations, how the heck are we supposed to start saving for retirement, something that could be decades away?
The reward points, the 30 day free loan, and the perks are just excuses to keep that piece of plastic. No matter how much control you have, credit cards are a convenience that you pay for. I used to think that credit cards are disastrous for the irresponsible but benefit the disciplined. I saw those […]
Making ends meet is more difficult than ever. For families that need childcare, the expenses can be overwhelming. Good childcare is expensive, but it’s not like bad childcare to save a few dollars is an option. Finding a solution can involve some creativity, but the good news is that it can be done.
I handed him my debt card and the cashier asked if I wanted to charge it credit or debit. Is he insane? A few years ago when I first got my debit card, I was confused whenever a cashier asked me whether I wanted to charge my card using credit or debit. Debit please, I […]
My children are the best and nothing else suffice. I love them and will do anything to give them what they deserve. By now, you’ve read so many articles about spending control that you can probably write your own book on the subject. Appreciate the big picture, delay gratification, 30 day rules, and the list […]
