Certificate of deposits, or CDs, are offered by banks as a way to attract additional deposits from customers in exchange for a higher yield. It works out for the banks because CDs have a fixed time period where there are penalties for early withdrawal, giving institutions a high confidence that the deposits can be used […]
Imagine with me for a second that you took the advice to freeze your credit cards. You read the article, poured water into a container, dropped the plastic cards into it and then shoved the end product in the freezer. All is good. Months go by, your spending declines, your bank account balance rises and […]
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Once in a while, an event reminds me why we aren’t as frugal as our parents. Yesterday was such a time – my glasses broke. More specifically, the screw that holds the frame together popped out and so did the glass, sending everything flying. It was actually quite funny. I was writing my review of […]
Here’s a practical tip that is unbelievably simple and effective. Keep your coupons in your car. The reasons are quite obvious, but when I saw my wife do it, I thought she was a genius and should patent the idea (if we weren’t married already, I might’ve proposed on the spot). Being the clueless husband […]
