It could be argued that being lazy is built into us because we are just trying to do less. One way to look at it is that we are actually trying to be clever. However, if you believe that waiting until the last minute to do everything is smart, you are just dead wrong. My […]
After deciding how much of your portfolio should be in each asset class (stocks, bonds, commodities, etc.), the next asset allocation decision to make is how much of your portfolio should be invested in your own country’s stock market and how much should be invested abroad. Weighting by market capitalization A common sense starting point […]
No thanks. I will stay home for lunch since I want to save money It felt good hearing myself say those words and saving money always sound like a good idea. Yet, quite often, some of us feel bad doing it. Most frugalist I know asked themselves at some point whether he/she is missing out […]
There’s one question that I’ve seen asked more times than any other over the last several months: “Should I keep investing in the market given how much it’s going down right now?” To me, this question suggests a fundamental misunderstanding. The market isn’t “going down.” A more precise way to explain the situation is to […]
