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	<title>Comments on: Coupon Lady Money Saving Madness</title>
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	<link>http://moneyning.com/video/coupon-lady-money-saving-madness/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!</description>
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		<title>By: Lynn</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24691</link>
		<dc:creator>Lynn</dc:creator>
		<pubDate>Mon, 08 Mar 2010 21:43:48 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24691</guid>
		<description>Yes, I absolutely agree with this. Besides, I&#039;m no soccer mom and I buy Powerade all the time for my husband. Imagine that.</description>
		<content:encoded><![CDATA[<p>Yes, I absolutely agree with this. Besides, I&#8217;m no soccer mom and I buy Powerade all the time for my husband. Imagine that.</p>
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		<title>By: derp</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24649</link>
		<dc:creator>derp</dc:creator>
		<pubDate>Sun, 07 Mar 2010 18:42:34 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24649</guid>
		<description>My first job was working as a cashier at a grocery store and I&#039;ll never forget our coupon lady. She always came in with her husband and together they would fill two baskets with groceries. Their total was usually around $15.</description>
		<content:encoded><![CDATA[<p>My first job was working as a cashier at a grocery store and I&#8217;ll never forget our coupon lady. She always came in with her husband and together they would fill two baskets with groceries. Their total was usually around $15.</p>
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		<title>By: Jennifer</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24527</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Wed, 03 Mar 2010 12:54:56 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24527</guid>
		<description>As I read over this, I can&#039;t help but to agree! It seems to me that this little Savings Lady has gotten several peoples&#039; danders up... Kinda funny.

I&#039;m not an insane coupon clipper, but I use coupons AT LEAST once a week. It&#039;s one of those things where you suddenly realize your twenty-somethings are almost over and thirty is getting ready to smack you in the face.

The only thing I can think of is the poor cashiers! Did you see their eyes when they took those stacks of coupons? Comical stuff man, comical stuff. I use the self-checkout line in most stores. Last week, at Winn-Dixie, I used like seven coupons and was still kinda mortified that the cheapskate light would start flashing. As it was, I&#039;d saved over $3.00 (woo hoo) and I had to get &quot;live&quot; assistance approval because clipped coupons equaled over 10% of the total price - it was like 30%. I&#039;d hate to have seen what would have happened if SHE&#039;d gone through there, lol.</description>
		<content:encoded><![CDATA[<p>As I read over this, I can&#8217;t help but to agree! It seems to me that this little Savings Lady has gotten several peoples&#8217; danders up&#8230; Kinda funny.</p>
<p>I&#8217;m not an insane coupon clipper, but I use coupons AT LEAST once a week. It&#8217;s one of those things where you suddenly realize your twenty-somethings are almost over and thirty is getting ready to smack you in the face.</p>
<p>The only thing I can think of is the poor cashiers! Did you see their eyes when they took those stacks of coupons? Comical stuff man, comical stuff. I use the self-checkout line in most stores. Last week, at Winn-Dixie, I used like seven coupons and was still kinda mortified that the cheapskate light would start flashing. As it was, I&#8217;d saved over $3.00 (woo hoo) and I had to get &#8220;live&#8221; assistance approval because clipped coupons equaled over 10% of the total price &#8211; it was like 30%. I&#8217;d hate to have seen what would have happened if SHE&#8217;d gone through there, lol.</p>
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		<title>By: Grey</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24402</link>
		<dc:creator>Grey</dc:creator>
		<pubDate>Fri, 26 Feb 2010 17:18:32 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24402</guid>
		<description>Google &quot;Coupons&quot; -- you&#039;ll get about 900 sites. Coupons.com, Couponmom.com, Mycoupons.com etc. It&#039;s worth a try :D</description>
		<content:encoded><![CDATA[<p>Google &#8220;Coupons&#8221; &#8212; you&#8217;ll get about 900 sites. Coupons.com, Couponmom.com, Mycoupons.com etc. It&#8217;s worth a try <img src='http://moneyning.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Metqa</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24322</link>
		<dc:creator>Metqa</dc:creator>
		<pubDate>Thu, 25 Feb 2010 04:11:08 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24322</guid>
		<description>Correction: Most For profit businesses AREN&#039;T into charity and I think that is where your complaint lies</description>
		<content:encoded><![CDATA[<p>Correction: Most For profit businesses AREN&#8217;T into charity and I think that is where your complaint lies</p>
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		<title>By: Metqa</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24321</link>
		<dc:creator>Metqa</dc:creator>
		<pubDate>Thu, 25 Feb 2010 04:09:13 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24321</guid>
		<description>Rant, eh? Haha, just because you refuse to understand a system you abhor doesnt&#039; make explaining that system to you a rant. 
Pat, I understand your feelings of wanting to be fair to everyone, but that is just not the truth in capitalistic marketing and sales. the Market charges as much as it can in order to get the maximum profit and People indeed ARE willing to pay higher prices for the same thing. They aren&#039;t being duped. Not everyone chooses to shop in the dollar stores which carry the same products as the regular stores but at a much lower cost.  You can&#039;t say that people aren&#039;t aware of dollar stores. So are the people shopping dollar stores getting an unfair low price?  If we close all dollar stores will that make the regular stores lower the price on all the items the $ stores carry? NO. 

Even  Newmans Own,which give 100% of it&#039;s post tax profits to charity,  charges more than cost for it&#039;s product. they have to make more than the cost of the product to make enough money to pay all the people who made the product,. and they will charge as much as people are willing to pay. It&#039;s that simple like it or not.

Have you ever made something homemade and then tried to sell it.  If you only charge for the cost of materials, the you have lost the value of your time. If you only charge for materials and the time you made it, then you don&#039;t get the value of having the idea to make it, and the care put into making it, and the effort put into telling people and convincing them to buy the product and the convenience that the person buying it doensnt&#039; have to make all that effort. Markup, and hence profit, covers all the nontangible values of a product. But if you are willing to sell your product for only cost then let me know when you start your business, cause I wanna see how long you last by giving away your time and effort for free.  Oh wait that&#039;s called charity. Most for profit business are into charity, and I thinks that where your complaint lies. 
Again, I understand you feelings on it not being fair but the only places I&#039;ve heard of where things cost equal value for everyone or either socialistic or communistic societies, and they seem to be unpopular these days, unfortunately.</description>
		<content:encoded><![CDATA[<p>Rant, eh? Haha, just because you refuse to understand a system you abhor doesnt&#8217; make explaining that system to you a rant.<br />
Pat, I understand your feelings of wanting to be fair to everyone, but that is just not the truth in capitalistic marketing and sales. the Market charges as much as it can in order to get the maximum profit and People indeed ARE willing to pay higher prices for the same thing. They aren&#8217;t being duped. Not everyone chooses to shop in the dollar stores which carry the same products as the regular stores but at a much lower cost.  You can&#8217;t say that people aren&#8217;t aware of dollar stores. So are the people shopping dollar stores getting an unfair low price?  If we close all dollar stores will that make the regular stores lower the price on all the items the $ stores carry? NO. </p>
<p>Even  Newmans Own,which give 100% of it&#8217;s post tax profits to charity,  charges more than cost for it&#8217;s product. they have to make more than the cost of the product to make enough money to pay all the people who made the product,. and they will charge as much as people are willing to pay. It&#8217;s that simple like it or not.</p>
<p>Have you ever made something homemade and then tried to sell it.  If you only charge for the cost of materials, the you have lost the value of your time. If you only charge for materials and the time you made it, then you don&#8217;t get the value of having the idea to make it, and the care put into making it, and the effort put into telling people and convincing them to buy the product and the convenience that the person buying it doensnt&#8217; have to make all that effort. Markup, and hence profit, covers all the nontangible values of a product. But if you are willing to sell your product for only cost then let me know when you start your business, cause I wanna see how long you last by giving away your time and effort for free.  Oh wait that&#8217;s called charity. Most for profit business are into charity, and I thinks that where your complaint lies.<br />
Again, I understand you feelings on it not being fair but the only places I&#8217;ve heard of where things cost equal value for everyone or either socialistic or communistic societies, and they seem to be unpopular these days, unfortunately.</p>
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		<title>By: Pat</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24298</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Wed, 24 Feb 2010 18:52:46 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24298</guid>
		<description>please do not confuse free market and fair market. the free market is far from fair.</description>
		<content:encoded><![CDATA[<p>please do not confuse free market and fair market. the free market is far from fair.</p>
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		<title>By: Pat</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24297</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Wed, 24 Feb 2010 18:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24297</guid>
		<description>no one is willing to pay a higher price they just dont know any better. all this rant has proven is that manufacturers dont know how to properly price the item. The SRP is the problem. lower the price of a product and it will be purchased more often no need for anyone to pay a higher price. cost +200% - 55 cents still equals ripping someone of for 180%. everyone getting the product at one low price is more product selling and still profitable. if you cant get someone to buy your stuff at full price lower the price not offer half the people a coupon.</description>
		<content:encoded><![CDATA[<p>no one is willing to pay a higher price they just dont know any better. all this rant has proven is that manufacturers dont know how to properly price the item. The SRP is the problem. lower the price of a product and it will be purchased more often no need for anyone to pay a higher price. cost +200% &#8211; 55 cents still equals ripping someone of for 180%. everyone getting the product at one low price is more product selling and still profitable. if you cant get someone to buy your stuff at full price lower the price not offer half the people a coupon.</p>
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		<title>By: Raviendha</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24290</link>
		<dc:creator>Raviendha</dc:creator>
		<pubDate>Wed, 24 Feb 2010 14:17:41 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24290</guid>
		<description>Well said,  Metqa. I am in retail sales - I buy my products at wholesale and then sell most at the manufacture&#039;s suggested retail. When I have a new product or if I am trying to win a new custom I discount the product deeply - sometimes giving out samples. If the MSRP is too high or if the product is not selling I do exact what you say - either lower the price or I quit carrying the product. I often give out coupons and I am thrilled when someone uses one. It means they are willing  try the product and if they like it they will be back to buy more at full price and often, buy other products in addition to the one they got with a coupon. It is really a win/win situation. I love using coupons as well as accepting them in my business.</description>
		<content:encoded><![CDATA[<p>Well said,  Metqa. I am in retail sales &#8211; I buy my products at wholesale and then sell most at the manufacture&#8217;s suggested retail. When I have a new product or if I am trying to win a new custom I discount the product deeply &#8211; sometimes giving out samples. If the MSRP is too high or if the product is not selling I do exact what you say &#8211; either lower the price or I quit carrying the product. I often give out coupons and I am thrilled when someone uses one. It means they are willing  try the product and if they like it they will be back to buy more at full price and often, buy other products in addition to the one they got with a coupon. It is really a win/win situation. I love using coupons as well as accepting them in my business.</p>
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		<title>By: Metqa</title>
		<link>http://moneyning.com/video/coupon-lady-money-saving-madness/comment-page-1/#comment-24286</link>
		<dc:creator>Metqa</dc:creator>
		<pubDate>Wed, 24 Feb 2010 10:57:26 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=3443#comment-24286</guid>
		<description>The price that you pay for any item in the store is not the absolute price, it is the price that consumers are WILLING to pay for it. Some people are WILLING  to pay more for an item than others. That is what determines price. Prices are lowered when people will not pay the suggested Retail Price that the store marks the product up to (anywhere between 50%-200% in the store I worked at).  If no body buys a product at any price above cost, there is no profit, not even a little, but if someone is willing to to pay anything above cost up to SRP, then the store makes their  profit as well and orders the product again. Manufacturers figure all of that out before they even put the product on the market. The SRP is assuming that the store will make a profit from the consumers willing to pay the SRP. Manufacturer&#039;s don&#039;t RAISE  prices to cover coupon users, they expect casual coupon users to TRY the product at a discounted price (because they weren&#039;t willing to buy it at Full price) and to later be willing to pay full price because they like it.  The store gets a new consumer and is more likely to order again from the manufacturer. It&#039;s completely fair and free market. If you ask me what the price is and I tell you a price and you accept that price, then that is what you are willing to and can afford to pay. If you are not willing to or can&#039;t afford to pay that then you do not buy the product, and I either have to lower the price for you or don&#039;t expect you to ever buy it. 

Enough stores refusing to buy because consumers refuse to pay, tells the manufacturer that their price is too high ( or the product stinks!) and they either lower the price price for the store, who can pass it along as a sale, or offer incentives (coupons) to entice users now who might later be willing to  pay full price, or redo their marketing to make the product seem as valuable as the price. Loss Leaders (products on sale, coupon items, samples) are products not counted toward profit making. they are part of Marketing. Marketing&#039;s purpose is to get you to pay the maximum price. 

And it is not possible for every single shopper to use a coupon for every item, because Manufacturers do NOT print a unique coupon for every item they make. Coupons, like gold, is only valuable because they are limited( in number and by expiration), and the manufacturer who prints them agrees to accept them instead of money for the individuals who have them. 

By your logic, Pat, no one should ever accept samples from the manufacturer because everyone else pays for you to have that sample, NO, the manufacturer expects no to profit from the sample in hopes that it profits from your later purchases. 

If nobody used coupons, the price would not go down. 
but if nobody buys the product at full suggested retail price then the price is too high, and the price must come down, else they make no profit at all. Cost+200% mark up get&#039;s you a profit of zero dollars if you cannot even sell the product. Cost+200% minus 55 cents is likely much more than zero.

If you want to look out for the whole, then stop buying things that you cannot afford at prices that you consider too high. 

Having had to place orders with manufactures, negotiate prices, set the Markup on the products, observe how much we sold, accepting coupons, and planning sales based on customers purchases and manufacturer discounts, and regularly speaking with manufacturers&#039; representatives about why we were/weren&#039;t going to restock and how they offered incentives to us to continue to buy and sell their products, I learned these facts.</description>
		<content:encoded><![CDATA[<p>The price that you pay for any item in the store is not the absolute price, it is the price that consumers are WILLING to pay for it. Some people are WILLING  to pay more for an item than others. That is what determines price. Prices are lowered when people will not pay the suggested Retail Price that the store marks the product up to (anywhere between 50%-200% in the store I worked at).  If no body buys a product at any price above cost, there is no profit, not even a little, but if someone is willing to to pay anything above cost up to SRP, then the store makes their  profit as well and orders the product again. Manufacturers figure all of that out before they even put the product on the market. The SRP is assuming that the store will make a profit from the consumers willing to pay the SRP. Manufacturer&#8217;s don&#8217;t RAISE  prices to cover coupon users, they expect casual coupon users to TRY the product at a discounted price (because they weren&#8217;t willing to buy it at Full price) and to later be willing to pay full price because they like it.  The store gets a new consumer and is more likely to order again from the manufacturer. It&#8217;s completely fair and free market. If you ask me what the price is and I tell you a price and you accept that price, then that is what you are willing to and can afford to pay. If you are not willing to or can&#8217;t afford to pay that then you do not buy the product, and I either have to lower the price for you or don&#8217;t expect you to ever buy it. </p>
<p>Enough stores refusing to buy because consumers refuse to pay, tells the manufacturer that their price is too high ( or the product stinks!) and they either lower the price price for the store, who can pass it along as a sale, or offer incentives (coupons) to entice users now who might later be willing to  pay full price, or redo their marketing to make the product seem as valuable as the price. Loss Leaders (products on sale, coupon items, samples) are products not counted toward profit making. they are part of Marketing. Marketing&#8217;s purpose is to get you to pay the maximum price. </p>
<p>And it is not possible for every single shopper to use a coupon for every item, because Manufacturers do NOT print a unique coupon for every item they make. Coupons, like gold, is only valuable because they are limited( in number and by expiration), and the manufacturer who prints them agrees to accept them instead of money for the individuals who have them. </p>
<p>By your logic, Pat, no one should ever accept samples from the manufacturer because everyone else pays for you to have that sample, NO, the manufacturer expects no to profit from the sample in hopes that it profits from your later purchases. </p>
<p>If nobody used coupons, the price would not go down.<br />
but if nobody buys the product at full suggested retail price then the price is too high, and the price must come down, else they make no profit at all. Cost+200% mark up get&#8217;s you a profit of zero dollars if you cannot even sell the product. Cost+200% minus 55 cents is likely much more than zero.</p>
<p>If you want to look out for the whole, then stop buying things that you cannot afford at prices that you consider too high. </p>
<p>Having had to place orders with manufactures, negotiate prices, set the Markup on the products, observe how much we sold, accepting coupons, and planning sales based on customers purchases and manufacturer discounts, and regularly speaking with manufacturers&#8217; representatives about why we were/weren&#8217;t going to restock and how they offered incentives to us to continue to buy and sell their products, I learned these facts.</p>
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