One of the questions that often pop into my inbox is “When is it appropriate to spend my money?” When people ask, they often want someone to give them a general answer that will solve their problem. They want a step by step guide because they want to splurge but don’t want to jeopardize their retirement. [...]
Splurge
Lately, I have a hard time figuring out what to spend money on. It’s a strange feeling because my urge to buy something hasn’t gone away yet I can’t think of something to buy when I want to. I know I end up being able to keep my money in my bank account which is [...]
No matter how frugal we are, everyone eventually ends up spending money. Christmas is coming up so the need to make difficult buying decisions will fall onto our shoulders. It is at these times that people who are frugal can really spend much less money than people who aren’t. It is also during these holiday [...]

