Spending

I am going to be honest because personal finance absolutely must involve an honest conversation. Though some personal finance sites might compare needing a budget to needing air or food, I don’t plan to be that melodramatic. I will, however, emphasize that I think budgets are essential to maintaining financial order in your life. A […]

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Self-control is a challenging thing to master, as it’s always easy to cheat just a little bit. For instance, you may tell yourself to stop eating candy on the weekdays. But pretty soon you find yourself eating candy on your days off of work because those days feel like a weekend so they don’t count. Surely, you […]

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How would you like to spend whatever amount of money you desire? Therein lies the beauty of the percentage based budget. With this type of budget, no amount of spending is too much. No longer do you have to restrict yourself to a certain neighborhood because it’s cheap. No longer do you have to deal […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

I’m not much of a rules kinda guy, but the 30 day spending rule is one I really like. The rule is pretty simple – wait 30 days every time you want to make a purchase. Go buy the item if you still think it’s worth the cost after a month, but chances are good […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

Hobbies, by definition, are something we do for enjoyment. They aren’t activities that we absolutely have to do. That means that in a purely financial sense, spending any money on hobbies — especially when you have other financial concerns like paying for food and shelter — is wrong. The reality of the situation, though, is […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

We all know that Memorial Day isn’t just about sales, but you have to admit retailers have done a pretty thorough job of conditioning us to associate summer’s first holiday with a major sale event. Although we obviously shouldn’t plan commemorative ceremonies and family gatherings around our favorite retailers’ events, there’s no harm in taking […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.