Posts tagged as:

Spending

Sometimes, as personal finance writers, we get carried away with the idea that everything needs to be saved, saved, saved. All the time. But personal finance isn’t just about building up emergency funds and maxing out retirement plan contributions. It should also be about learning to enjoy life a little bit right now. It’s nice [...]

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Jane has a question that all of us have asked one time or another. How much car should we buy? Below is a brief introduction to her situation, and she needs your help!
My car [is] a Hyundai Elantra. I have had it for 11 years in August. I would like to buy a new car [...]

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If you don’t buy it now, the price will go up.
Sales people love limited time offers, because there aren’t many ways to get a customer to make a purchase faster than telling them that the price will be higher if they buy later. But for a customer, is it worth it to say yes?

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The holiday season is undoubtedly the happiest time of the year for many people. At the same time, it’s also one of the most costly.
One of the great benefits of having my credit card where I bank is that the credit card balance is right there staring me in the face every time I log [...]

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If you are a chronic dieter, you know that long term, diets don’t work. You do really well for a while, pushing to lose the weight, but once you reach your goal, you gleefully go back to the habits that got you in trouble in the first place. I know. I’ve been there. In order [...]

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Coupons, coupons, coupons. Gotta love those savings… right?
It’s a safe bet that most of us who read this blog love coupons. We routinely check our newspapers for special offers, and we refuse to make purchases without searching for discounts because we are very careful with our personal finance. I like coupons and saving as [...]

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The reward points, the 30 day free loan, and the perks are just excuses to keep that piece of plastic. No matter how much control you have, credit cards are a convenience that you pay for.
I used to think that credit cards are disastrous for the irresponsible but benefit the disciplined. I saw [...]

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I often find myself wanting to pay less for a purchase. Be it a gadget, clothes or my wedding, I always spend time looking for a bargain after I figured out the average costs. Most of the time, I end up looking for alternatives because so many products have set pricing. My [...]

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I won’t drink coffee unless it’s from Starbucks. They just make a better product.
Branding is very important in the retail business, because you can charge more per product and still outsell your competition. When I was a salesperson and making long drives in an unknown city, I would always stop by a Starbucks [...]

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I’m not much of a rules kinda guy, but the 30 day spending rule is one that you should consider adopting. It is pretty simple – wait 30 days every time you want to make a purchase. If you still think it’s worth the cost after a month, then go buy it, but [...]

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