It’s been a LONG time since I last took a look at another online savings account offering because quite frankly, they are literally all the same to me. After all, practically every option offers the usual – transfer by ACH, FDIC insurance, better than traditional savings account but still only modest rates etc. But I’ve [...]
Not too long ago, Fed Chair Ben Bernanke said that he expects a policy of low interest rates to persist. As a result, it looks like savers won’t get a break for a while. Making the most of your cash continues to be difficult with even high yield savings accounts offering a yield of right [...]
Back in the days, you may hear about the sizzling returns of a stock whose company you’ve loved for years, or the gambler mentally in you urges you to try buying a few speculators. It could have started even when you learnt of your best friend’s massive profits from the stock market just a few [...]
Zions Bank is another one of those FDIC banks that offers a high yield online savings account. Based in Salt Lake City, Utah and a result of a merger in 1957, Zions Bank has been helping customers with banking needs for over half a century. Though their branches number in the triple digits, chances are [...]
One of the benefits of the recent financial crisis is the permanent increase of the FDIC insurance for savings accounts from $100,000 per depositor, per institution to $250,000. Another, is the general public’s increased focus on everything personal finance. Our friends at Moneysupermarket prepared an infographic today that will help with this very phenomenon: help [...]
Did you know that companies pulling your credit may sometimes hurt your score and other times not affect it at all? In the world of credit and credit reports, there are two types of inquiries: hard or soft credit checks. Basically, a hard credit check (or sometimes referred to as a credit “pull”) is a [...]
