Motivation

Debt is one of the easiest traps to fall into, and seems practically impossible to get out of. The formula to paying off debt is relatively simple; spend less than you earn, but it’s that easy to apply to your life. It’s difficult to create new habits and change your mindset about money. I’ve been there. […]

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When my in-laws moved to a different state, the real challenge came when we cleaned out their garage and started minimizing stuff for the move. “Where do you want me to start,” I asked my mother-in-law while looking at her very packed garage. She thought for a while and spent a good ten minutes telling […]

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Growing up, I knew kids who were paid for their grades. An A was worth $X, and a B was worth a little less, and so on. My parents briefly flirted with the idea of paying my siblings and I for our grades, but realized it didn’t really motivate us all that much. It was unnecessary in […]

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I’m constantly asked to describe how I budget my money. When I talk about my budget, though, I refer to it as my “no budget” budget plan, or just a spending plan. This is because I don’t budget my money in what we often think of as the traditional way. I don’t have a list […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

When it comes to your life, dreaming big is a good thing. However, it also comes with a lot of unwelcomed opinions from others. They may call themselves realist, but let’s be honest, they are just dream killers. When it comes to your finances, don’t be afraid to have lofty goals too — dreaming big […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

The surveys are in, and although holiday shoppers plan to spend roughly 5% more than last year, the money they spend will be more strictly spent on gifts for others, and not gifts for themselves (a fact that retailers count on for high-ticket items). Although more people are shopping early to more accurately budget their spending, […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.