What would happen if you were forced to spend a couple hundred bucks? Last weekend we had a flat tire on our way to Palm Springs. Actually, it was two flat tires. There was many emotions going through our heads and most of it was frustration as we were wondering whether we [...]
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Other than those days surrounding the holidays, the parking lot of the plaza close by spent most days the last few months being empty. That’s why it was so surprising when I saw people and cars everywhere when I went there last Sunday! It’s only been one day (especially since this is the [...]
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This is part one of a two part guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling.
Newspapers, radio, TV and the Internet are filled with advertisements that offer to erase accurate negative information in your credit file. The credit repair scam artists who run these ads can’t deliver. Only [...]
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All of us have many stories to tell but when do we ever spend time to read or listen to other people’s stories? Well, here’s your chance with the 64th edition of Carnival of Money Stories! As always, there are many great stories for us to learn from as long as we are willing to [...]
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I just realized that I never balanced a checkbook nor do I even know what balancing a checkbook is! I always heard that it was very important to balance my checkbook but I never bothered to figure out what the difference was between my checking account and my credit card transaction list since I can log onto [...]
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In about 2 weeks, I will be going on my honeymoon with my wife. We’ve decided to go to Japan, a place where I’ve always dreamed of visiting one day. Even though our itinerary is already set, many day to day activities are not finalized yet.
Should we try to be frugal in our [...]
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Is $1,000,000 up front or 100 payments of $10,000 a month a sweeter deal? This is a question I often ponder. On one hand, a million dollars up front is in theory a better deal because it allows us to make much more money if we invest it correctly. It is also [...]
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My grandfather being in the hospital really puts things into perspective for me. No matter how wealthy we are, it means nothing if we aren’t healthy. Many people, including myself, work so hard at our jobs. We miss lunches, and sometimes sleep just to advance our career a little more. We work late on weekdays [...]
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Black Friday is behind us so how much did we spend on this holiday sale? Did any of you actually line up the night before at your favorite store to make sure you get that special discounted product? I will be the first to vote and I’m sure everyone looks forward to seeing [...]
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My Citibank credit card updated their website recently and something very important changed. I noticed that instead of showing the statement balance, it is showing the current balance (see red cross in picture). I never knew the difference before but current balance apparently is the statement balance + unbilled balance.
The statement balance on [...]
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For an introduction, read about the Chick-Fil-A free sandwich offer and my first free sandwich.
It’s funny because my colleague laughed at me when I was enthusiastically talking about my free sandwich every Thursday. She said that with the money we make, we can afford a sandwich.
Interestingly, she also buys a cup of Starbucks every [...]
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A while ago, I asked readers which paycheck frequency would be best and here are the results!
[poll=7]
Weekly (43%) – This is what I voted on (and also the most popular)! I feel that the more frequent my paycheck, the fewer days my money is on loan to my employer. It might drive my [...]
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Many of us that frequent personal finance sites are passive investors. We buy index funds because we aren’t convinced that anyone can outperform the market in the long run. However, some of us still buy stocks because we believe beating the market by taking on more risk is possible. Some of us fail, but even [...]
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October has been a great month for this personal finance blog as we are hitting new highs in traffic and subscriber count! This cannot happen without you so thank you for your continual support! To show my appreciation, I’m giving away $200 so good luck in the drawing! In the meantime, enjoy [...]
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