The announcements of economic indicators like the Consumer Confidence Index and Personal Income were blamed for market ups and downs in the past week. Economists at large institutional investment firms such as hedge funds keenly watch these indicators and act upon them. Indicators are very important data to them because they act as guideposts in [...]
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Lately, it seems like even stock brokers are getting into the holiday spirit because like a retailer, they are having their version of a sales event in all those sign up bonuses.
TradeKing is giving everyone who signs up through a special link $50 if they fund their account with $2,500 and make at least one [...]
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If you have ever received advice on investing your money, chances are you’ve had the benefits of diversification drilled into your brain. “Diversify and rule” was my college economics professor’s one-line strategy for managing his retirement portfolio. Corny but true. The virtues of diversifying your investments have been borne out by mathematics, finance and plain [...]
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Return on Investment (ROI) is a concept that entrepreneurs and marketers know all too well. If you can spend a dollar to get more than a dollar in return, you should keep spending.
Awesome, but why do I care? I struggle with 40 paid hours a week and another 20 of what I called [...]
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No matter how careful and diligent you are with your finances, something important will eventually be forgotten. It could be a bill payment, or it could simply be overpaying for an impulse purchase. For me, it was investing for my retirement.
You heard it correctly. I failed to invest in a retirement account [...]
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You may not need a financial adviser. Not everyone does. And if you don’t trust your adviser, fire her immediately. It’s better to keep looking than to work with someone you don’t feel comfortable with 100% of the time.
If you decide you want to interview new advisers, there are three questions they [...]
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After deciding how much of your portfolio should be in each asset class (stocks, bonds, commodities, etc.), the next asset allocation decision to make is how much of your portfolio should be invested in your own country’s stock market and how much should be invested abroad.
Weighting by market capitalization
A common sense starting point would be [...]
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April is when we usually kick off many outdoor activities. For most of us, this time of the year means that we can smell the fresh flowers, enjoy the lush greens and relax in the nice weather after a long and drawn out winter.
Stepping into May is also great because we (those that are in [...]
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There’s one question that I’ve seen asked more times than any other over the last several months: “Should I keep investing in the market given how much it’s going down right now?”
To me, this question suggests a fundamental misunderstanding. The market isn’t “going down.” A more precise way to explain the situation is to say [...]
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Last week I came across a study done by the Investment Company Institute together with Deloitte regarding the expenses charged by 401(k) and other defined contribution plans. Here’s the short version:
The median fee for the 130 plans in the study was 0.72 percent of assets, within a range from 0.35 percent (the 10th percentile) to [...]
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The impact of investment costs is never emphasized enough. In order to see how much it affects mutual funds returns, let’s compare a few different domestic stock mutual funds:
Fund A: Vanguard’s Total Stock Market Index charges no sales load and has an annual expense ratio of 0.15%.
Fund B: American Funds’ Investment Company of America charges [...]
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This is the 200th edition of the Carnival of Personal Finance and all I can say is “Wow”. It’s truly amazing that week after week, so many of you are able to spend some time to write quality articles in the personal finance space to help people achieve financial independence. Take some time [...]
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As our economy and stock market tanked over the last several months, talk of inflation seemed to disappear. Instead, people began discussing the possibility (and ramifications) of deflation. Now that the stock market has picked back up–at least for the moment–I’ve heard several people voice concerns about inflation again.
Over an investor’s lifetime, inflation takes a [...]
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This is part one of a guest post series from Monevator, a personal blog that provides money tips and motivation for private investors. You can find:
part two – Ignore Your Portfolio for Months at a Time
part three – Why you Should Invest When the Market is Falling
Stock market volatility scares many people off [...]
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