Whether it’s growing up seeing the family struggle through the financial crisis, or how millennials are graduating college carrying more student loan debt than ever (probably both!), millennials (who are contributing to a 401k plan) as a group are so far showing better financial habits than baby boomers when it comes to saving in their […]
We here at MoneyNing.com recommend low cost index funds for the individual investor. Sometimes we write out a good argument, and sometimes we simply state it as fact. This article illustrates what happened with one of our reader’s investment portfolio so you can judge for yourselves whether low cost index funds is for you. MoneyNing, […]
Recent studies have shown that a large percentage of young adults under 35 are declining enrollment in employer-provided retirement plans. Considering the economy, it’s understandable that many young adults are finding it impossible to focus on things any further off than paying student loan debt, purchasing a home or vehicle, and getting started in their […]
The idea of retiring early and living on a beach somewhere sounds like a dream to many people. And for most, it may be a harder-to-reach goal than they realized. According to the Employee Benefit Research Institute, 57% of workers have less than $25,000 saved up for retirement when they estimate that they’ll need $500,000. […]
I invested in a well known technology company about a year and a half ago. I’ve checked the value of my investment at the beginning of each month since, and except for one month, it has lost value every time. Maybe I’m in state of denial since it’s such a well known company that continues […]
Survey after survey indicates that Americans aren’t saving enough for retirement. While retirement is one of the biggest fears that Americans have, they aren’t confident in their ability to enjoy life. A Wells Fargo survey recently indicated that 22% of middle class Americans would rather die early than be unable to have a comfortable retirement. This is very […]
