Planning your next vacation should be all about the fun of selecting itineraries, mapping out bicycling routes, or deciding which tropical drink you’ll have the waiter bring you on the beach. Unfortunately, vacations, like most plans, don’t always go as expected. Do you need to worry about stolen luggage, missed flights or illness before you [...]
Soon after my husband and I were married, we decided that it would be a good idea to purchase life insurance for each of us. We spoke with an insurance agent, and he gushed about the great investment a universal life policy would be. According to him, it would build cash value, we could use [...]
Many of us are already familiar with the fact that a good credit history is essential if you want to save money on loans. Indeed, your interest rate on home loans, auto loans and credit cards will be lower if you have a higher credit score. A good FICO score can save you hundreds, even [...]
Health insurance is a big deal. People pay a fortune to make sure that they keep coverage, if only because they expect to pay several fortunes for health care without insurance. And if you have even a hangnail that could be considered a pre-existing condition, the nightmare of losing your health insurance and being unable [...]
We have all been horrified to watch the devastation in Japan and Alabama over the past weeks and months, and it’s natural to start wondering what it would be like if a natural disaster happened in our neighborhood. While the toll that natural disasters take on lives, families and communities is certainly more important, it [...]
I was so fed up with my insurance company! Premium hikes every single year, even though we never filed a single claim; an indifferent agent; and a premium that was outrageously expensive to begin with. For a few years, I was so busy raising small kids that I neglected our finances. But as soon as [...]
