Sometimes, what makes sense on the surface actually makes no sense. I just scheduled my first ever mortgage payment, and I am pretty impressed with the simplicity of Bank of America’s interface. Choose the source account, schedule the date of delivery, the amount to be paid, and if you want to apply any extra to [...]
Expenses
Not everyone is lucky. A Long Time Reader Writes: I am an older single female, living alone in a small, yet expensive apartment. I am on disability leave from work and don’t get enough to live on, and make too much to qualify for food stamps. I am on budget for the electric bill, and [...]
The cost of even a small repair makes car insurance nice to have. When we start adding in the medical expenses that can go with a car accident, insurance becomes downright necessary. In many states, insurance is even a legal requirement before you can drive your car out on the road. But a wide variety [...]
Let’s face it; our wonderful country that prides itself on its many freedoms, opportunities and amazing history doesn’t consist of the smartest people in the world. And with two-thirds of the country not knowing what the Food and Drug Administration does and one fifth of us believing that the Sun orbits around the earth, it’s [...]
After some frustration, several phone calls and a long time listening to more commercials while being on hold, I managed to get the erroneous $175 termination fee on my AT&T phone bill waived. Here’s how I did it. What Happened to My Bill Many cell phone companies ask for a commitment in exchange for free [...]
Sandy knows she is growing her savings by having a surplus each month and putting it in high yielding online banks. When she was puzzled about budgeting, she wrote in and said: I have $100,000 saved up in bank accounts by following good frugal practices that you and others outline. I however don’t budget and [...]

