One of the big issues debated recently is whether or not a four-year degree is worth the cost. The cost of education continues to rise at a pace that outstrips inflation — and definitely outstrips wage growth. But why is education so expensive? There are various explanations for the rising cost of a higher education, [...]
Repairing your credit after a bad financial spell can be a difficult and tedious process. The steps are long and confusing and facing your financial failures and foibles intensely for a long period of time leaves you overwhelmed and blue. If part of your New Year’s Resolution is getting your credit score back in the healthy range, [...]
The economic recession continues to drag on in the United States. Unemployment stands at 8.6% and many families are feeling the effects. College tuition is rising much faster than inflation. Parents are having a tough time footing the bill for expensive colleges. And kids are struggling to find employment and loans are becoming an issue. [...]
The crippled United States economy has had a number of “bubbles” burst over the past 15 years. It started with the dot com industry in the late 90s and was followed by housing market bursting in the Mid 2000s. Many experts believe that student loans are next. The warning signs are evident: Going to college [...]
We should do nothing, absolutely nothing. Don’t get me wrong, as the day we become debt free is an important point in our lives. Having no debt payments will also drastically increase our cash flow, but we really shouldn’t wait until the day we are debt free to act. Becoming debt free doesn’t happen overnight, [...]
We cannot change the cards we were dealt, but we can certainly increase our chances of success by changing how we play the hand. Tweaking our outlook can dramatically improve our life. There’s no doubt about it. In fact, there are plenty of tricks we can employ to improve our finances by adjusting how we [...]
