There’s a traditional approach to getting rid of student loans: you pay them off. Depending on the type of degree you got, that can mean a sizable chunk of your income going to student loans for years to come. Repayment isn’t the only way to eliminate student loans, however. There are other options that offer [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
A reader needs your help today. Her question touches on so many subjects we talk about here: Marriage and finances, credit, and paying off debt. Show her some support by letting her know how she can handle this delicate matter.
Currently I have $18,564.55 in total of consumer debt. My hubby has accumulated 3 times that [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
We know that public education today is short on the subject of financial literacy, so unless parents are teaching kids about finances, many youngsters are finding out about good financial decisions the hard way — through making mistakes. I just turned 30, and I wish I had done quite a few things differently. The following [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
Over the holidays, my husband’s family spent quite a bit of time with us. His brother mentioned that he is expecting a nice, large tax return. “I use it as a sort of savings account,” he said. “That way, I know I’m getting something back.”
Before I could help myself, I blurted out: “But why? You’re [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
This time of year, it is common to receive a rather friendly suggestion that you can skip a debt payment. Some lenders will let you do this just for the month of December (“use the money to ease your holiday budget crunch”), and others will let you skip payments in January as well (“start your [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
While many individuals seek to save money where possible, budget effectively and build a significant emergency fund, others are not so fortunate in their financial circumstances. Whether as a result of the significant rises in unemployment or the poor state of the property market, some individuals are experiencing considerable financial difficulty.
Debt has an inherent aspect [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
Everyone should be asking themselves at one point or another – “Should I Pay Off My Mortgages Early”?
When choosing whether to pay down debt or invest, the primary factors are the interest rate on the debt and what rate of return you think you could safely achieve by investing. Sometimes, however, this calculation isn’t as [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
The current culture of acceptance that surrounds the issue of debt is one that has arisen as a result of an increased dependence upon credit and the act of satisfying an ‘I want it now’ attitude. A rise in materialism and the inherent temptation of credit cards and personal loans in aiding presentation of a [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
Returning to familiar territory after a period of absence can bring back a flood of memories. Some are good, others might be bad but these mental pictures almost always generate a new perspective to the whole situation.
For many that were successful in getting out of debt, the struggles and the stress of paying high [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
Imagine for a minute that you know two families – both have similar household income and both started out with nothing in their bank accounts. Now, let’s assume that one family (we’ll call them DebtBag) likes to keep up with the jones. The family starts to buy million dollar homes, multiple Mercedes and [...]
Related Posts
Subscribe! (and Get a Mini-Course with Free Registration)
Follow me on
twitter! In addition,
subscribe to grab free amazing content or take advantage of the newsletter to have content delivered to you. For starters, a 7-part mini course to help you spend less and be happy will be delivered to you when you subscribe!
(Don't worry about spam, because we hate it as much as you do!)
