Repairing your credit after a bad financial spell can be a difficult and tedious process. The steps are long and confusing and facing your financial failures and foibles intensely for a long period of time leaves you overwhelmed and blue. If part of your New Year’s Resolution is getting your credit score back in the healthy range, [...]
After awhile, it starts to seem obvious that you won’t be using a particular item anymore. From outdated gadgets to seldom played musical instruments to old furniture, there are trade-in programs that will provide you with credit toward a future purchase, allowing you to save a little bit of money by cashing in. In some [...]
Not too long ago, Fed Chair Ben Bernanke said that he expects a policy of low interest rates to persist. As a result, it looks like savers won’t get a break for a while. Making the most of your cash continues to be difficult with even high yield savings accounts offering a yield of right [...]
With the Occupy Wall Street movement in full swing and other cities across the U.S. joining in (and even in other countries now), many Americans are voicing their distress at their current financial situation. If you’re in debt up to your eyeballs with no relief in sight, what do you do? According to advice from [...]
If you’re drowning in debt, it can seem as though there is no way out. And it doesn’t help that creditors could be calling you — and maybe even your family members and neighbors — looking for you. It may seem that you are at the mercy of debt collectors, but the truth is that [...]
In college, I had more than one professor tell my class at the outset that he did not ever award A+ grades to his students. An A+ denoted perfection, and as students, we were not able to get a perfect score in these classes. There was always room for improvement. For years, I assumed that [...]
