Credit

Are you in overwhelming debt? If so, you’ve probably considered debt consolidation. Some experts suggest taking advantage of non-profit credit counseling and consolidating your debt. They say it can help you gain financial traction more quickly. Others claim that consolidations loans are financial traps that should be avoided. Below, I’ll explain debt consolidation — in […]

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Debt is an important tool in your personal finance toolkit. But just as a hammer can be incredibly destructive if incorrectly used, debt can be misused and abused — to devastating results. Are you guilty of any of the top five worse debt decisions? 1. Using your 401(k) to pay off a loan There are […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

If you haven’t heard, financial guru Suze Orman recently submitted a Change.org petition that encourages Congress to require banks to submit debit card information to credit bureaus. This has been a crusade of Orman’s for a while now. Back when she released her branded pre-paid debit card, the Approved card, she said that TransUnion would […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

A common misconception about marriage is, that in addition to uniting two lives together, it also combines two credit scores. In actuality, your credit score is yours alone — no matter your marital status. That’s because your credit rating is an assessment of your individual creditworthiness, and the credit bureaus base that assessment on your […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

Recently, there’s been a lot in the news about database security breaches. From Target to Michaels to Neiman Marcus, it seems like any major retailer could be the target of a database breach. And, of course, that puts your information at risk. A few years ago, one of my credit card numbers was stolen as […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

On January 31st, I made my final payment to my debt management plan. In 55 months, my wife and I eliminated $109,000 of credit card debt. To say we are ecstatic would be an understatement. Over the last four and a half years, it’s been suggested more than once that we took the wrong path […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.