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	<title>Comments on: Prosper.com</title>
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	<link>http://moneyning.com/review/prospercom/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<title>By: Lazy Man and Money</title>
		<link>http://moneyning.com/review/prospercom/comment-page-1/#comment-1273</link>
		<dc:creator>Lazy Man and Money</dc:creator>
		<pubDate>Fri, 10 Aug 2007 23:33:59 +0000</pubDate>
		<guid isPermaLink="false">http://blog.davidmillions.com/2007/03/prospercom/#comment-1273</guid>
		<description>I recommend putting more than a small amount in it.  At $200, your portfolio is diversified by 4 loans at most.  If one goes bad, it&#039;s going to be devistating.  You should aim to have 50 loans so that no loan is more than 2% of your portfolio.  Think of it like a mutual fund of small companies that individually can be risky.  As a whole though, diversification saves you and can make it a very good return.</description>
		<content:encoded><![CDATA[<p>I recommend putting more than a small amount in it.  At $200, your portfolio is diversified by 4 loans at most.  If one goes bad, it&#8217;s going to be devistating.  You should aim to have 50 loans so that no loan is more than 2% of your portfolio.  Think of it like a mutual fund of small companies that individually can be risky.  As a whole though, diversification saves you and can make it a very good return.</p>
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