Comments on: FNBO Direct Review

By: edgar

edgar — Sat, 06 Mar 2010 01:26:26 +0000

I have a credit card with this bank. In Nov 09 they send me a letter saying they will change my APR from 9% to 21% because I quote” they loosing revenues in this hard economy” never been late and I pay about 3 times the minimun payment each month

By: Victor

Victor — Tue, 29 Dec 2009 03:30:12 +0000

After checking out so many online banks, I still like FNBO Direct because their web interface is just so simple, unlike some of the other competitors. No one ever complains about them either so that makes me feel comfortable depositing my money with them.

By: Lex

Lex — Wed, 16 Sep 2009 18:41:22 +0000

I love the simplicity of fnbo direct. Other companies seem to heavily advertise “no fine print” and everything but this bank just shows it by having a simple website, simple ads and simple terms.

I just wish fnbo will raise rates!

By: Lee

Lee — Thu, 20 Aug 2009 18:21:00 +0000

Great Bank I Have Two Of There Credit Cards And This Online Savings Account Just One Of The Best Banks Around…..

By: Joshua

Joshua — Sat, 01 Aug 2009 20:20:00 +0000

FNBO Direct is pretty cool. It’s not everyday that you get a bank that offers a simple interface and bill pay for free. If you want CD, you have to open an online savings account first which is a little weird but no biggy since I wouldn’t mind being their customer in the first place.

By: Mikey

Mikey — Sat, 01 Aug 2009 20:17:42 +0000

If you read MoneyNing’s post a few days ago, you can find the place to get free credit reports. I suggest going there to get a free credit report and see if there are anything you can see that can be fixed.

Good luck!

By: Money Granola

Money Granola — Fri, 10 Apr 2009 20:28:49 +0000

Liz: Anther suggestion I’d have is to visit a free credit report company. Basically, your banking account history—kind of like your credit history. There, you can order the report for free once every two years. If you’ve been turned down in the last 6 months, you can get if for free. With the history, you can see if your history—all the accounts you’ve opened, if you’ve had too many bounced checks, etc.

By: Tesla Santos

Tesla Santos — Wed, 01 Apr 2009 21:55:43 +0000

fnbo direct is great even though I’m not happy that everyone (including them) are lowering their rates. I guess I shouldn’t complain that the yield is still quite good compared to its peers and I haven’t had any problems with them.

In general though, I think online savings accounts are great and I don’t understand how traditional bank savings accounts compete because the online banks are easier to use and it offers a higher yield which in the end is the primary reason why we use savings accounts.

By: Chris

Chris — Tue, 31 Mar 2009 04:38:30 +0000

Linda, I use fnbo as well but yes, I do care because I want my bank to be responsible and safe. It’s one thing that they offer high yields but if they are always in the news of doing something stupid (like AIG), I wouldn’t bank with them.

By: Linda

Linda — Tue, 17 Mar 2009 19:00:11 +0000

FNBO Direct offers a good online savings account. I use it and I have no complaints but do people actually care that much who they bank with anymore? I mean, shouldn’t we just move money to the bank that has the highest yield when everything is so easy and done online?