Comments on: These 7 Simple Money Tips Can Make All Your Dreams Come True

By: shannon

shannon — Tue, 10 Aug 2010 16:53:16 +0000

#5 shop around.. would really appreciate an article with more detail specifying stores if possible.

By: Mike

Mike — Tue, 20 Jul 2010 16:05:07 +0000

I truly belief starting with a budget is the right way to go, it is very important to know where the money will be going. “trimming the fat” as you say is very hard to do for people that have lived way above their means for many years, but a must.

Other things we can do is have garage sales to sell unneeded items that clutter our basements, attics that may be worth some money, start a penny jar, cook at home more often, etc… Closing unused credit card accounts that have lower balances and can be paid off in a lump sum and making more than the minimum payment on larger credit card balances.

By: Free Credit Scores

Free Credit Scores — Thu, 15 Jul 2010 11:19:57 +0000

Yes… Everybody needs to have a budget. A plan for at least 3 upcoming months. I think all money problems come from here. People do spent a lot more then they earn.

But it’s not always right to listen to the left side of the brain saying NO.. it will discourage people as well. You need to spent but within reasonable limits.

By: loan modification Florida

loan modification Florida — Wed, 14 Jul 2010 01:51:13 +0000

I think staying within your budget is probably one of the hardest things to do because I always seem to spend more money than I plan on spending

By: Cd Phi

Cd Phi — Tue, 13 Jul 2010 21:10:21 +0000

Lately my left brain has been taking over more and I’m surely grateful for that. So I’ve recently put myself on shopping probation. Shopping is one of my weak spots. Granted I don’t spend hundreds of dollars on clothing but $25 here and there really adds up. I noticed that when I’m on a strict schedule for instance to school, work, and then home I think less and less about shopping. So maybe keeping yourself busy with other hobbies can be a financial tip to those who tend to overspend each month.

By: Bad Credit Survivor

Bad Credit Survivor — Tue, 13 Jul 2010 21:08:28 +0000

Great read. Too often consumers do not put aside money for emergencies because it can be “better” spent up front. From what I have experienced, many of those who fall victim to credit issues do so because of emergencies they are not prepared for. Setting aside money when you don’t need it is the best habit to develop for yourself.

Thanks,
Sammy

By: CreditShout

CreditShout — Tue, 13 Jul 2010 20:23:57 +0000

These are great tips. Most people probably do some of these things, but doing all of them can save you even more.

By: heaps!

heaps! — Tue, 13 Jul 2010 03:19:33 +0000

I really like the idea of “paying yourself first.” This is a concept that is so obvious, but seems to be missed when I’m paying bills, buying food, and fun. I have always thought that if i just took out a bit from my monthly earnings (for savings) and left enough for food and bills, I would spend far less on things I don’t need. How do you motivate yourself to set up a savings account and stay devoted to putting away a bit every month?

Cheers,
Janelle

By: Benjamin Bankruptcy

Benjamin Bankruptcy — Tue, 13 Jul 2010 00:49:43 +0000

First time I’ve heard a left brain right brain discussion in relation to personal finance. I guess it makes sense, most of us are in financial trouble because of emotional purchases rather than logic or reasoned choices.

By: physcodog

physcodog — Mon, 12 Jul 2010 23:58:28 +0000

Excellent point. You have to make sure you remove what you want to save from your “field of vision” whether that is your wallet, purse, or checking account. I’m taking the approach of not trusting myself so I have to make sure to have automatic deposits into my savings account. Makes things easier.