Comments on: Setup to Have Fun Every Month! http://moneyning.com/money-tips/setup-to-have-fun-every-month/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 08:01:45 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: gearythedeptcounsellor http://moneyning.com/money-tips/setup-to-have-fun-every-month/comment-page-1/#comment-7804 gearythedeptcounsellor Fri, 18 Jul 2008 13:22:44 +0000 http://moneyning.com/money-tips/setup-to-have-fun-every-month/#comment-7804 Budget is the way to go! I always say if you can nickel and dime your way into dept, you can nickel and dime your way OUT of dept. It is so important to keep track of your spending no matter how much money you have or make! Without a budget so much money disappears that you have no idea where it went or how quickly it went. Make a budget and write down EVERY expense and what you want to spend and save for and you will find you are richer than you think! Budget is the way to go! I always say if you can nickel and dime your way into dept, you can nickel and dime your way OUT of dept. It is so important to keep track of your spending no matter how much money you have or make! Without a budget so much money disappears that you have no idea where it went or how quickly it went. Make a budget and write down EVERY expense and what you want to spend and save for and you will find you are richer than you think!

]]> By: Brampton real estate http://moneyning.com/money-tips/setup-to-have-fun-every-month/comment-page-1/#comment-7803 Brampton real estate Fri, 18 Jul 2008 13:13:15 +0000 http://moneyning.com/money-tips/setup-to-have-fun-every-month/#comment-7803 This is a great idea! My mother has begged me for years to get on a budget but I resisted, thinking it will be too restrictive and make spending not fun or impulsive at times...not true. You have to budget for the type of person YOU are, if it's important to you to have an amount to "blow" on whatever, budget that in! Keep a list of fixed expenses (mortgage, insurance, etc.) and variable. For Variable like food and clothing, make sure you put in extra for what you really love and know you are going to give into anyways..you might as well budget for it! Just be sure to stick to the plan, don't over spend and if you find that item(s) that you can't resist and is "out of the budget", try to save the money from other variable items, a little from here, one less latte there! And always put in a place for savings and vacation - future plannings! This is a great idea! My mother has begged me for years to get on a budget but I resisted, thinking it will be too restrictive and make spending not fun or impulsive at times…not true. You have to budget for the type of person YOU are, if it’s important to you to have an amount to “blow” on whatever, budget that in! Keep a list of fixed expenses (mortgage, insurance, etc.) and variable. For Variable like food and clothing, make sure you put in extra for what you really love and know you are going to give into anyways..you might as well budget for it! Just be sure to stick to the plan, don’t over spend and if you find that item(s) that you can’t resist and is “out of the budget”, try to save the money from other variable items, a little from here, one less latte there! And always put in a place for savings and vacation – future plannings!

]]> By: MoneyNing http://moneyning.com/money-tips/setup-to-have-fun-every-month/comment-page-1/#comment-739 MoneyNing Sun, 01 Jul 2007 15:20:11 +0000 http://moneyning.com/money-tips/setup-to-have-fun-every-month/#comment-739 Thank you for the encouragement. I will keep on trying to write good content. Do come back often and let your friends know about this site :) I agree that it is definitely worth it. It helps me "not-get-burnt-out" trying to save every penny! It's great to hear that you are practicing this and that it is working out great for you! Thank you for the encouragement. I will keep on trying to write good content. Do come back often and let your friends know about this site :)

I agree that it is definitely worth it. It helps me “not-get-burnt-out” trying to save every penny! It’s great to hear that you are practicing this and that it is working out great for you!

]]> By: Kate http://moneyning.com/money-tips/setup-to-have-fun-every-month/comment-page-1/#comment-738 Kate Sun, 01 Jul 2007 15:14:24 +0000 http://moneyning.com/money-tips/setup-to-have-fun-every-month/#comment-738 Love your blog -- I found it through J.D.'s Get Rich Slowly... Great idea you have here. I do this too - budget for fun and goof-off money. Frankly, if I were single, I could probably get away with less "fun" money for the household, but it's very important to my girlfriend that we have money for Starbucks and the occasional inexpensive dinner out. So I learned a long time ago to just put that money in the budget, rather than be surprised. It's a little less going toward debt reduction, but a LOT toward peace and happiness in the household -- so on balance, it's worth it :) Love your blog — I found it through J.D.’s Get Rich Slowly…

Great idea you have here. I do this too – budget for fun and goof-off money. Frankly, if I were single, I could probably get away with less “fun” money for the household, but it’s very important to my girlfriend that we have money for Starbucks and the occasional inexpensive dinner out.

So I learned a long time ago to just put that money in the budget, rather than be surprised. It’s a little less going toward debt reduction, but a LOT toward peace and happiness in the household — so on balance, it’s worth it :)

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