Comments on: Saving Money on Any Insurance http://moneyning.com/money-tips/saving-money-on-any-insurance/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Sat, 11 Feb 2012 17:12:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Settlement http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-39936 Settlement Mon, 28 Feb 2011 02:01:07 +0000 http://moneyning.com/?p=5640#comment-39936 Compare quote from insurance companies' website is another way to get competitive offer. Compare quote from insurance companies’ website is another way to get competitive offer.

]]> By: Esteban Dupont http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-31054 Esteban Dupont Mon, 27 Sep 2010 05:37:03 +0000 http://moneyning.com/?p=5640#comment-31054 Here’s another: typically combining your home and car insurance with the same company gets you a good multi policy discount which can save you anywhere between 10-15% on each. Here’s another: typically combining your home and car insurance with the same company gets you a good multi policy discount which can save you anywhere between 10-15% on each.

]]> By: car insurance http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-28194 car insurance Tue, 13 Jul 2010 11:49:30 +0000 http://moneyning.com/?p=5640#comment-28194 I’ve often seen people go to the first company that gives them the lowest quotes, only to regret bitterly when it’s claims time. Great tips up there, but I’d also like to add, look around and ask others about their claims handling experiences before you take the leap. A few dollars saved here might cost you manifold when you need to claim if you do not choose your insurance companies wisely. I’ve often seen people go to the first company that gives them the lowest quotes, only to regret bitterly when it’s claims time. Great tips up there, but I’d also like to add, look around and ask others about their claims handling experiences before you take the leap. A few dollars saved here might cost you manifold when you need to claim if you do not choose your insurance companies wisely.

]]> By: Tony http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27768 Tony Thu, 01 Jul 2010 00:03:59 +0000 http://moneyning.com/?p=5640#comment-27768 Be careful before you act. I belong to USAA. A company that compares to no other in my humble opinion. They also did not take any tarp money. They were there for me when no one would touch me. They handle everything and even offer towing at $3.00 a pop for six months per vehicle. They are my bank, broker, home lender, Personal and Auto Insurance Policies. They are my bank and handle multiple accounts for my kids and wife. For you loyalty you receive a subscriber savings account. If the company is profitible you recieve a check every year. Leave them and they leave you. Your no longer considered loyal. Go ahead jump around and save 20 bucks here and there. I bet if I average my costs along with the quality of service and year end checks I receice switching from a company like this after 26 years is nonsense. Be careful before you act. I belong to USAA. A company that compares to no other in my humble opinion. They also did not take any tarp money. They were there for me when no one would touch me. They handle everything and even offer towing at $3.00 a pop for six months per vehicle. They are my bank, broker, home lender, Personal and Auto Insurance Policies. They are my bank and handle multiple accounts for my kids and wife. For you loyalty you receive a subscriber savings account. If the company is profitible you recieve a check every year. Leave them and they leave you. Your no longer considered loyal. Go ahead jump around and save 20 bucks here and there. I bet if I average my costs along with the quality of service and year end checks I receice switching from a company like this after 26 years is nonsense.

]]> By: James http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27745 James Tue, 29 Jun 2010 20:40:19 +0000 http://moneyning.com/?p=5640#comment-27745 the bundle idea is smart, so is the increasing your deductible. i have never hear about insuring the land for replacement cost, i will have to check the fine print on this one. all in all this was very eye opening and i will have to make some phone calls to ensure my family is set up for success. the bundle idea is smart, so is the increasing your deductible. i have never hear about insuring the land for replacement cost, i will have to check the fine print on this one.

all in all this was very eye opening and i will have to make some phone calls to ensure my family is set up for success.

]]> By: lauren http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27733 lauren Tue, 29 Jun 2010 15:48:30 +0000 http://moneyning.com/?p=5640#comment-27733 So I know this is about saving money on insurance, I'm all about saving money so I thought I'd also share how I saved money on my auto payments. I read a blog post on AOL's walletpop the other day about a company called MoneyAisle. It does the online research for the consumer and has banks bid on us online, where we receive the top 3 rates to choose from for auto refinancing. I went through the process and ended up saving $75 a month on my payment, which basically pays off my insurance. Right now the search process for the best rates is such a pain and dealers try to get the highest dollar amount, so this is a super awesome tool. I def suggest taking a stab at going through the process, you will be shocked when you see what you get as a rate compared to what you are currently paying or what you are given by other banks/dealers. Hope this also helps. So I know this is about saving money on insurance, I’m all about saving money so I thought I’d also share how I saved money on my auto payments. I read a blog post on AOL’s walletpop the other day about a company called MoneyAisle. It does the online research for the consumer and has banks bid on us online, where we receive the top 3 rates to choose from for auto refinancing. I went through the process and ended up saving $75 a month on my payment, which basically pays off my insurance. Right now the search process for the best rates is such a pain and dealers try to get the highest dollar amount, so this is a super awesome tool. I def suggest taking a stab at going through the process, you will be shocked when you see what you get as a rate compared to what you are currently paying or what you are given by other banks/dealers. Hope this also helps.

]]> By: Cd Phi http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27699 Cd Phi Mon, 28 Jun 2010 21:52:41 +0000 http://moneyning.com/?p=5640#comment-27699 I think a small but crucial portion of how much you spend on insurance is ultimately dependent upon you. How willing you are to go and find good affordable insurance is dependent upon how much you want to pay for you and your family. Talking to your insurance providers and explaining your needs will give them a glimpse of what kind of coverage you need. I think a small but crucial portion of how much you spend on insurance is ultimately dependent upon you. How willing you are to go and find good affordable insurance is dependent upon how much you want to pay for you and your family. Talking to your insurance providers and explaining your needs will give them a glimpse of what kind of coverage you need.

]]> By: Marc http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27682 Marc Mon, 28 Jun 2010 17:43:27 +0000 http://moneyning.com/?p=5640#comment-27682 I'll add another type of insurance no one should be without. Get a liability umbrella of at least $1M (more is better). It's the cheapest insurance you'll ever buy, and one, honestly, that you'll probably never need to use. However, if you need it and don't have it, it will change your life forever... you will probably never recover, financially. It's only about $150.000 a year, so lower your auto deductibles and get an umbrella. I’ll add another type of insurance no one should be without. Get a liability umbrella of at least $1M (more is better). It’s the cheapest insurance you’ll ever buy, and one, honestly, that you’ll probably never need to use. However, if you need it and don’t have it, it will change your life forever… you will probably never recover, financially. It’s only about $150.000 a year, so lower your auto deductibles and get an umbrella.

]]> By: kt http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27672 kt Mon, 28 Jun 2010 08:02:16 +0000 http://moneyning.com/?p=5640#comment-27672 i never have to pay for car insurance because i have never had the need to own a car and i rent. This ccoupled with the fact that i work from home makes me feel very favoured by God. So for the time being, i am saving a load of cash. The thing is that this situation will change in the future and i may be in a situation that i have to pay a lot in insurance; These tips will come i handy them i never have to pay for car insurance because i have never had the need to own a car and i rent. This ccoupled with the fact that i work from home makes me feel very favoured by God. So for the time being, i am saving a load of cash. The thing is that this situation will change in the future and i may be in a situation that i have to pay a lot in insurance; These tips will come i handy them

]]> By: Jay http://moneyning.com/money-tips/saving-money-on-any-insurance/comment-page-1/#comment-27656 Jay Sun, 27 Jun 2010 18:41:51 +0000 http://moneyning.com/?p=5640#comment-27656 keeping a good credit score will be your biggest money saver in the end. insurance companies place a heavy emphasis on a good score. keeping a good credit score will be your biggest money saver in the end. insurance companies place a heavy emphasis on a good score.

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