Comments on: Four Things To Avoid Saying to Your Insurance Agent

By: Neklce heart

Neklce heart — Thu, 06 May 2010 11:11:37 +0000

Be ware from the Mid man , means Agent .A human body cannot live without making mistakes.

By: Terry

Terry — Sun, 22 Nov 2009 12:02:19 +0000

I can’t believe the poor experiences you folks have had with car insurance companies. A couple of years ago myself and my brother tried to pull a stuck Volkswagen ‘Rabbit’ from the middle of the street to the side during a wicked snowstorm using a tow rope on a 4×4 pickup. Well “lucky us” we hooked the rope to the wrong part of the vehicle and wound up pulling off the entire front end — $4,200 damage.

The insurance company processed the claim the next day providing me with a rental car, towing etc. all for $100 deductible under my comprehensive coverage instead of accident coverage. So no blemish on my record for something that was clearly my fault. And no increase in my insurance premiums.

By your Car insurance from a ‘Broker’ — not directly from an Insurance company to avoid the problems you guys have outlined.

By: Miranda

Miranda — Thu, 19 Nov 2009 22:17:21 +0000

Well, as long as it is an official diagnosis, and properly documented by the doctor, you can argue for it.

By: ClaimAttorney

ClaimAttorney — Thu, 19 Nov 2009 21:59:39 +0000

Lol at whiplash. What if you really in a whiplash accident and you are about to claim insurance?

By: Cd Phi

Cd Phi — Thu, 19 Nov 2009 01:27:03 +0000

Another thing with insurance agencies from what I’ve seen is that you constantly have to call them so that they’ll remember to work on your claim. I know that the insurance claims agents are all very busy but sometimes they may forget so it’s a nice way of reminding them.

@Insurance paper: that is sad but definitely true.

By: MoneyNing

MoneyNing — Tue, 17 Nov 2009 22:26:45 +0000

Sadly and coincidentally, my friend had the exact same advice given to her a couple years back. It’s amazing how insurance companies try to get out of honoring what we paid for.

By: Miranda

Miranda — Tue, 17 Nov 2009 18:40:35 +0000

Thanks for your comments, all. It is too bad that we have to worry about this stuff if we’re honest, but in a world of scammers and in a world where insurance is big business with shareholders to think about, it really is a game.

By: Daniel

Daniel — Tue, 17 Nov 2009 18:04:15 +0000

“almost invites further manipulation.” – Absolutely right.

Are you telling me a professional scammer (yes, these people exist) doesn’t know which type of language to use? When you try and get something free, you don’t say, “c’mon, I know you have the power to make it happen.” No, you threaten to leave and you make the person in charge believe that you’re being real.

By: MoneyEnergy

MoneyEnergy — Tue, 17 Nov 2009 17:54:50 +0000

Kind of sad to live at a time when there are so many insurance scams that you have to be this careful of how you talk – almost invites further manipulation to make sure you’re being treated fairly. Good points though, I was not aware of any of this, although it does not surprise me at all.

By: Chris

Chris — Tue, 17 Nov 2009 17:25:52 +0000

Pretty good tips here. I remember being in an auto accident and the person at the DMV advising me not to write down that I was fatigue because the insurance company might exploit it to not cover it.