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	<title>Comments on: 19 Ways Laziness is Costing You Money</title>
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	<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!</description>
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		<title>By: j</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-81283</link>
		<dc:creator>j</dc:creator>
		<pubDate>Thu, 17 May 2012 19:44:39 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-81283</guid>
		<description>On top of that, a lot of people don&#039;t know if you are owed a refund you have 2 years to file.  Believe me I have done this on more than one occasion and I have yet to file for a state return since 2002.  The amount owed to me was less than $100.</description>
		<content:encoded><![CDATA[<p>On top of that, a lot of people don&#8217;t know if you are owed a refund you have 2 years to file.  Believe me I have done this on more than one occasion and I have yet to file for a state return since 2002.  The amount owed to me was less than $100.</p>
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	<item>
		<title>By: j</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-81281</link>
		<dc:creator>j</dc:creator>
		<pubDate>Thu, 17 May 2012 19:41:56 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-81281</guid>
		<description>Ruth, you&#039;ve got a great heart just as Ruth in the bible did for Naomi.  Love ya!</description>
		<content:encoded><![CDATA[<p>Ruth, you&#8217;ve got a great heart just as Ruth in the bible did for Naomi.  Love ya!</p>
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	<item>
		<title>By: j</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-81280</link>
		<dc:creator>j</dc:creator>
		<pubDate>Thu, 17 May 2012 19:40:14 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-81280</guid>
		<description>That made me laugh!!</description>
		<content:encoded><![CDATA[<p>That made me laugh!!</p>
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		<title>By: Aj</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-81028</link>
		<dc:creator>Aj</dc:creator>
		<pubDate>Wed, 16 May 2012 14:43:32 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-81028</guid>
		<description>Chelle, it depends on what one considers as peace of mind. Taking the train, saving $, leaving much lesser carbon footprint... all these combined can also give you peace of mind. Taking the train also means, walking a few extra steps and moreover, with latest phones, many resort to using this time to read a book or teach themselves about something. I think we should all do our little bit to the society without forcing others. For you, you should continue to use the car but you can try car pooling. Rest of us can hop into your car or take public transport. Basically, everyone can do what they like, car, bus and still contribute to the world...</description>
		<content:encoded><![CDATA[<p>Chelle, it depends on what one considers as peace of mind. Taking the train, saving $, leaving much lesser carbon footprint&#8230; all these combined can also give you peace of mind. Taking the train also means, walking a few extra steps and moreover, with latest phones, many resort to using this time to read a book or teach themselves about something. I think we should all do our little bit to the society without forcing others. For you, you should continue to use the car but you can try car pooling. Rest of us can hop into your car or take public transport. Basically, everyone can do what they like, car, bus and still contribute to the world&#8230;</p>
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		<title>By: The printable calendar kid</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-78735</link>
		<dc:creator>The printable calendar kid</dc:creator>
		<pubDate>Mon, 23 Apr 2012 11:10:44 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-78735</guid>
		<description>Actually your own laziness costs &quot;everyone&quot; money... and it also &quot;costs&quot; the earth in many ways too... So it&#039;s good you bring it to everyone&#039;s attention... nice move.</description>
		<content:encoded><![CDATA[<p>Actually your own laziness costs &#8220;everyone&#8221; money&#8230; and it also &#8220;costs&#8221; the earth in many ways too&#8230; So it&#8217;s good you bring it to everyone&#8217;s attention&#8230; nice move.</p>
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		<title>By: Chelle</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-77545</link>
		<dc:creator>Chelle</dc:creator>
		<pubDate>Fri, 06 Apr 2012 15:14:51 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-77545</guid>
		<description>You might save a little money, but what about piece of mind? Who wants to ride and wait for an icky train?</description>
		<content:encoded><![CDATA[<p>You might save a little money, but what about piece of mind? Who wants to ride and wait for an icky train?</p>
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		<title>By: Glenn</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-76805</link>
		<dc:creator>Glenn</dc:creator>
		<pubDate>Wed, 28 Mar 2012 12:51:44 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-76805</guid>
		<description>And best of all, in many places that monthly public transit pass (train ticket) qualifies for a tax rebate.</description>
		<content:encoded><![CDATA[<p>And best of all, in many places that monthly public transit pass (train ticket) qualifies for a tax rebate.</p>
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		<title>By: Dee</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-74704</link>
		<dc:creator>Dee</dc:creator>
		<pubDate>Mon, 05 Mar 2012 20:08:28 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-74704</guid>
		<description>No, if you&#039;re getting a refund, you are NOT legally required to file. Obviously, you should, though, to get the refund.</description>
		<content:encoded><![CDATA[<p>No, if you&#8217;re getting a refund, you are NOT legally required to file. Obviously, you should, though, to get the refund.</p>
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		<title>By: Camille</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-74200</link>
		<dc:creator>Camille</dc:creator>
		<pubDate>Wed, 29 Feb 2012 04:57:35 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-74200</guid>
		<description>These are good tips in general, but a lot of these items have to do with time, not laziness. The energy you don&#039;t spend on clipping out coupons  might be spent somehwere else. Failing to do these things might be a result of putting your effort elsewhere, not necessarily being lazy.</description>
		<content:encoded><![CDATA[<p>These are good tips in general, but a lot of these items have to do with time, not laziness. The energy you don&#8217;t spend on clipping out coupons  might be spent somehwere else. Failing to do these things might be a result of putting your effort elsewhere, not necessarily being lazy.</p>
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		<title>By: Mitch Mitchell</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-72089</link>
		<dc:creator>Mitch Mitchell</dc:creator>
		<pubDate>Sat, 04 Feb 2012 03:17:54 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-72089</guid>
		<description>Wow, I hadn&#039;t thought about these behaviors as being lazy before, but it kind of makes sense.  You didn&#039;t mention these but there&#039;s two I always forget.  One, I&#039;m bad at mailing in rebates.  Two, I&#039;m bad at coming home from a restaurant and filling out that online survey which either earns me free stuff or enters me in a contest.  On those two I guess I am fairly lazy, especially since they&#039;re relatively easy to do.</description>
		<content:encoded><![CDATA[<p>Wow, I hadn&#8217;t thought about these behaviors as being lazy before, but it kind of makes sense.  You didn&#8217;t mention these but there&#8217;s two I always forget.  One, I&#8217;m bad at mailing in rebates.  Two, I&#8217;m bad at coming home from a restaurant and filling out that online survey which either earns me free stuff or enters me in a contest.  On those two I guess I am fairly lazy, especially since they&#8217;re relatively easy to do.</p>
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