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	<title>Comments on: 19 Ways Laziness is Costing You Money</title>
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	<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<title>By: Meaghan</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14338</link>
		<dc:creator>Meaghan</dc:creator>
		<pubDate>Thu, 12 Mar 2009 00:04:45 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14338</guid>
		<description>I liked your list so much I decided to link it to my blog to help my readers.  Thanks again!</description>
		<content:encoded><![CDATA[<p>I liked your list so much I decided to link it to my blog to help my readers.  Thanks again!</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14280</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Mon, 09 Mar 2009 03:53:21 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14280</guid>
		<description>Aaron: The explanation of worthless stock from fool.com will give you what you need. (&lt;a href=&quot;http://www.fool.com/personal-finance/taxes/2006/02/03/deduct-your-worthless-stock.aspx&quot; rel=&quot;nofollow&quot;&gt;link&lt;/a&gt;).  Hope this helps.</description>
		<content:encoded><![CDATA[<p>Aaron: The explanation of worthless stock from fool.com will give you what you need. (<a href="http://www.fool.com/personal-finance/taxes/2006/02/03/deduct-your-worthless-stock.aspx" rel="nofollow">link</a>).  Hope this helps.</p>
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		<title>By: Aaron</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14279</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Mon, 09 Mar 2009 03:27:15 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14279</guid>
		<description>Hey David,

What did you mean about #14 Selling Worthless Stock. Does that mean your advice is to sell or not to sell? Plus how would you define &quot;worthless&quot;?</description>
		<content:encoded><![CDATA[<p>Hey David,</p>
<p>What did you mean about #14 Selling Worthless Stock. Does that mean your advice is to sell or not to sell? Plus how would you define &#8220;worthless&#8221;?</p>
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		<title>By: Meaghan</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14261</link>
		<dc:creator>Meaghan</dc:creator>
		<pubDate>Sat, 07 Mar 2009 17:03:37 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14261</guid>
		<description>WOW...this is so true!  It is sad to say that I have fallen under many of those categories at some point.  Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>WOW&#8230;this is so true!  It is sad to say that I have fallen under many of those categories at some point.  Thanks for sharing!</p>
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		<title>By: Monevator</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14255</link>
		<dc:creator>Monevator</dc:creator>
		<pubDate>Sat, 07 Mar 2009 09:50:54 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14255</guid>
		<description>I love tip 13. You never know when being appreciative of someone will come back to you in the future, plus good manners makes the world a better place.

On that note, thanks for reminding me I need to sort out my business expenses! :)</description>
		<content:encoded><![CDATA[<p>I love tip 13. You never know when being appreciative of someone will come back to you in the future, plus good manners makes the world a better place.</p>
<p>On that note, thanks for reminding me I need to sort out my business expenses! <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Neal Frankle</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14201</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Wed, 04 Mar 2009 13:31:45 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14201</guid>
		<description>Nice work David.

My best tip is that I make a list every day and just check items off as I complete them.  If I think about all the stuff that needs attention, I get stuck.

Focus on one day at a time.  One task at a time.  This helps.</description>
		<content:encoded><![CDATA[<p>Nice work David.</p>
<p>My best tip is that I make a list every day and just check items off as I complete them.  If I think about all the stuff that needs attention, I get stuck.</p>
<p>Focus on one day at a time.  One task at a time.  This helps.</p>
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		<title>By: Jorge</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14199</link>
		<dc:creator>Jorge</dc:creator>
		<pubDate>Wed, 04 Mar 2009 11:39:33 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14199</guid>
		<description>I&#039;m definitely better about all these things, but it took me years to get there!  Using Microsoft money to track and review expenses and a good filing system helps to stay organized.

Nice list, it&#039;s a good inspiration to think about the little things that add up over time!</description>
		<content:encoded><![CDATA[<p>I&#8217;m definitely better about all these things, but it took me years to get there!  Using Microsoft money to track and review expenses and a good filing system helps to stay organized.</p>
<p>Nice list, it&#8217;s a good inspiration to think about the little things that add up over time!</p>
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		<title>By: Penelope @ Pecuniarities</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14197</link>
		<dc:creator>Penelope @ Pecuniarities</dc:creator>
		<pubDate>Wed, 04 Mar 2009 10:04:59 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14197</guid>
		<description>Nice list.

#2 - There are circumstances in which the free food at Denny&#039;s or Quizno&#039;s won&#039;t help you save. If you have to drive out of the way  just to collect your free food, it might not be worth the gas. If you dine in, you have to tip. And if you go into Quizno&#039;s for a free sub, you might end up buying a  soup or soda (which is the grossest waste of money).

These companies are offering free things hoping to tempt their customers into their shops/restaurants and spending more. If you&#039;re just going in and getting the one free sub, then that&#039;s cool.

#3 - Listing all your old stuff on eBay may or may not pay off. You have to make sure the stuff is worth listing and has a good chance of selling. Those eBay listing fees, final value fees and PayPal fees really add up fast. Just because something sells doesn&#039;t mean you make money.

#15 - That&#039;s the big one for me and my sister. We have so many ideas in our heads for making money that we have a hard time just concentrating on getting one thing done at a time. Gotta work on that.</description>
		<content:encoded><![CDATA[<p>Nice list.</p>
<p>#2 &#8211; There are circumstances in which the free food at Denny&#8217;s or Quizno&#8217;s won&#8217;t help you save. If you have to drive out of the way  just to collect your free food, it might not be worth the gas. If you dine in, you have to tip. And if you go into Quizno&#8217;s for a free sub, you might end up buying a  soup or soda (which is the grossest waste of money).</p>
<p>These companies are offering free things hoping to tempt their customers into their shops/restaurants and spending more. If you&#8217;re just going in and getting the one free sub, then that&#8217;s cool.</p>
<p>#3 &#8211; Listing all your old stuff on eBay may or may not pay off. You have to make sure the stuff is worth listing and has a good chance of selling. Those eBay listing fees, final value fees and PayPal fees really add up fast. Just because something sells doesn&#8217;t mean you make money.</p>
<p>#15 &#8211; That&#8217;s the big one for me and my sister. We have so many ideas in our heads for making money that we have a hard time just concentrating on getting one thing done at a time. Gotta work on that.</p>
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		<title>By: Wojciech Kulicki</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14180</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Tue, 03 Mar 2009 18:39:07 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14180</guid>
		<description>Regarding #15, I heard a very cool quote the other day that really hit home. It went something like this: &quot; Shorten the time between idea and action.&quot;</description>
		<content:encoded><![CDATA[<p>Regarding #15, I heard a very cool quote the other day that really hit home. It went something like this: &#8221; Shorten the time between idea and action.&#8221;</p>
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		<title>By: Calvin</title>
		<link>http://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/comment-page-1/#comment-14178</link>
		<dc:creator>Calvin</dc:creator>
		<pubDate>Tue, 03 Mar 2009 18:18:13 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2378#comment-14178</guid>
		<description>Yawn.... just woke up and I see this post.  Maybe it&#039;s time to get off my **CENSORED** and start doing something about my next big idea!</description>
		<content:encoded><![CDATA[<p>Yawn&#8230;. just woke up and I see this post.  Maybe it&#8217;s time to get off my **CENSORED** and start doing something about my next big idea!</p>
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