Comments on: Why Do People Give Out Free Loans to Companies by Buying their Gift Cards? http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 08:01:45 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Grant http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3631 Grant Sat, 15 Dec 2007 19:51:27 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3631 Yeah, I don't really follow the logic in funding a gift card with credit. But to each his own. Around this time of year, it's tough to come up with really good gifts that people will actually use. Sometimes I break down and give a gift card, or sometimes I give the most universal gift card around: CASH! -Grant Yeah, I don’t really follow the logic in funding a gift card with credit. But to each his own.

Around this time of year, it’s tough to come up with really good gifts that people will actually use. Sometimes I break down and give a gift card, or sometimes I give the most universal gift card around: CASH!

-Grant

]]> By: J.C. Carvill http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3444 J.C. Carvill Thu, 06 Dec 2007 22:53:07 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3444 Actually it depends on the initial shopping motivation. Do you shop for purchasing your real needs or for the tempting gift cards instead? J.C. Carvill Email: support@cosmosing.com URL: http://www.cosmosing.com/jeanclaudecarvill/index.php Actually it depends on the initial shopping motivation. Do you shop for purchasing your real needs or for the tempting gift cards instead?

J.C. Carvill
Email: support@cosmosing.com
URL: http://www.cosmosing.com/jeanclaudecarvill/index.php

]]> By: CD Rates Blog http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3230 CD Rates Blog Wed, 28 Nov 2007 15:05:21 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3230 Boy I wish our groceries were $500/mo. But we are a family of eight and crazy enough to stay in California. I've purchased gift cards for my wife. It is like giving her a little gift, but have never purchased one for myself. I find it easier to give gift cards to friends and family and let them pick-out what they want. But really, it just means I'm not working as hard to see what they like, need, or want. Boy I wish our groceries were $500/mo. But we are a family of eight and crazy enough to stay in California.

I’ve purchased gift cards for my wife. It is like giving her a little gift, but have never purchased one for myself.

I find it easier to give gift cards to friends and family and let them pick-out what they want. But really, it just means I’m not working as hard to see what they like, need, or want.

]]> By: bloggernoob http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3204 bloggernoob Tue, 27 Nov 2007 20:17:21 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3204 yeah.only way this makes sense is if you get discounted giftcards. Its really the worst present you can get someone. Hey i don't know or like you very much. here is a gift card. "just give me cash next time." yeah.only way this makes sense is if you get discounted giftcards. Its really the worst present you can get someone. Hey i don’t know or like you very much. here is a gift card. “just give me cash next time.”

]]> By: MoneyNing http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3104 MoneyNing Sun, 25 Nov 2007 07:30:57 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3104 Elizabeth: Hmm. Something more to look forward I guess even though $700 seems very high. I don't think I appreciate how much raising someone is though!! Elizabeth: Hmm. Something more to look forward I guess even though $700 seems very high. I don’t think I appreciate how much raising someone is though!!

]]> By: Elizabeth http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3102 Elizabeth Sun, 25 Nov 2007 05:30:20 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3102 MoneyNing - We're a family of four (two teenagers). Actually we spend over $500/mo -- probably closer to $700 -- but that includes cleaning supplies, otc meds, tp, and toiletries purchased at the grocery store. I'm not sure what the average family spends. We eat well and mostly organic but not extravagantly and we waste almost no food at all. No soda, few sweets, some packaged foods. We have a few special diets in the family and I think that adds a bit to the total expense. MoneyNing – We’re a family of four (two teenagers). Actually we spend over $500/mo — probably closer to $700 — but that includes cleaning supplies, otc meds, tp, and toiletries purchased at the grocery store. I’m not sure what the average family spends. We eat well and mostly organic but not extravagantly and we waste almost no food at all. No soda, few sweets, some packaged foods. We have a few special diets in the family and I think that adds a bit to the total expense.

]]> By: MoneyNing http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3099 MoneyNing Sun, 25 Nov 2007 05:13:40 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3099 Elizabeth: Donation is another good idea! But $500 a month is a lot of money! How many people do you have in your family? (Sorry, I only live with my fiancee right now so I'm not sure how much normal family groceries cost!) Elizabeth: Donation is another good idea! But $500 a month is a lot of money! How many people do you have in your family? (Sorry, I only live with my fiancee right now so I’m not sure how much normal family groceries cost!)

]]> By: Elizabeth http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3056 Elizabeth Sat, 24 Nov 2007 05:19:40 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3056 I buy grocery "gift" cards through my daughter's school. I pay face value and the school gets 5% of the value. I think it's a great way to get companies to donate to the school. I buy approx. $500 in grocery cards each month so her school gets a $25 donation each month. I buy grocery “gift” cards through my daughter’s school. I pay face value and the school gets 5% of the value. I think it’s a great way to get companies to donate to the school. I buy approx. $500 in grocery cards each month so her school gets a $25 donation each month.

]]> By: MoneyNing http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3023 MoneyNing Thu, 22 Nov 2007 23:16:30 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3023 Carson Coots: Good point!!! This is something the coffee shop that sells us the gift card wants us to do but we definitely want to keep our options open! Douglas Karr: I know. I have about $200 that isn't redeemed either because I just can't find something that I want from that store! Ray: I have never really seen gift cards on discount. Is there some place that sells these? Carson Coots: Good point!!! This is something the coffee shop that sells us the gift card wants us to do but we definitely want to keep our options open!

Douglas Karr: I know. I have about $200 that isn’t redeemed either because I just can’t find something that I want from that store!

Ray: I have never really seen gift cards on discount. Is there some place that sells these?

]]> By: Ray http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/comment-page-1/#comment-3020 Ray Thu, 22 Nov 2007 20:33:13 +0000 http://moneyning.com/money-stories/why-do-people-give-out-free-loans-to-companies-by-buying-their-gift-cards/#comment-3020 Ya the only valid point i consider while buying a gift card is only if they offer a discount from what is normally charged otherwise its no use buying a gift card.For more info on credit and business cards check out www.1800mybusinesscard.com Ya the only valid point i consider while buying a gift card is only if they offer a discount from what is normally charged otherwise its no use buying a gift card.For more info on credit and business cards check out http://www.1800mybusinesscard.com

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