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	<title>Comments on: The Cost of Financial Independence</title>
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	<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-837</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Sun, 08 Jul 2007 04:13:17 +0000</pubDate>
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		<description>KMull: Yes it is definitely a very fine line.  Hopefully the more we read and write on personal finance, the better we will be able to balance our finances.</description>
		<content:encoded><![CDATA[<p>KMull: Yes it is definitely a very fine line.  Hopefully the more we read and write on personal finance, the better we will be able to balance our finances.</p>
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		<title>By: KMull</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-833</link>
		<dc:creator>KMull</dc:creator>
		<pubDate>Sun, 08 Jul 2007 03:44:11 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-833</guid>
		<description>You cannot forget to live. It is a fine line sometimes. Live life... you may die tomorrow. But don&#039;t sacrifice your future as well.</description>
		<content:encoded><![CDATA[<p>You cannot forget to live. It is a fine line sometimes. Live life&#8230; you may die tomorrow. But don&#8217;t sacrifice your future as well.</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-814</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Fri, 06 Jul 2007 15:55:52 +0000</pubDate>
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		<description>JadeEJF: Glad you like the article!</description>
		<content:encoded><![CDATA[<p>JadeEJF: Glad you like the article!</p>
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		<title>By: JadeEJF</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-802</link>
		<dc:creator>JadeEJF</dc:creator>
		<pubDate>Thu, 05 Jul 2007 23:41:00 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-802</guid>
		<description>I really enjoyed reading this :) Thanks for the inspiration!</description>
		<content:encoded><![CDATA[<p>I really enjoyed reading this <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Thanks for the inspiration!</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-801</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 05 Jul 2007 20:33:10 +0000</pubDate>
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		<description>fubek: Don&#039;t worry about not getting the consumer side of things.  The pros of not having that &quot;gene&quot; definitely outweigh the cons.

I completely agree that we need to spend time with love ones.  I often get so involved with the things that I do that I end up not spending enough time with my fiancee.

I should spend more time with the people I truly care about.</description>
		<content:encoded><![CDATA[<p>fubek: Don&#8217;t worry about not getting the consumer side of things.  The pros of not having that &#8220;gene&#8221; definitely outweigh the cons.</p>
<p>I completely agree that we need to spend time with love ones.  I often get so involved with the things that I do that I end up not spending enough time with my fiancee.</p>
<p>I should spend more time with the people I truly care about.</p>
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		<title>By: fubek</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-800</link>
		<dc:creator>fubek</dc:creator>
		<pubDate>Thu, 05 Jul 2007 20:09:15 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-800</guid>
		<description>Well, I&#039;m not anywhere above others, on the contrary. Sometimes it feels like I am missing the consumer gene, some kind of birth defect. I just don&#039;t get it!

But it&#039;s true that you have to balance your resources. For me, that is having time now for myself and for the ones I love instead of later, and to connect in a deep way. Work life gets into that way far too often and I have to remind myself to slow down.

I guess everyone needs to find out what&#039;s truly important to him/her and just follow that need without thinking too much about the Joneses.</description>
		<content:encoded><![CDATA[<p>Well, I&#8217;m not anywhere above others, on the contrary. Sometimes it feels like I am missing the consumer gene, some kind of birth defect. I just don&#8217;t get it!</p>
<p>But it&#8217;s true that you have to balance your resources. For me, that is having time now for myself and for the ones I love instead of later, and to connect in a deep way. Work life gets into that way far too often and I have to remind myself to slow down.</p>
<p>I guess everyone needs to find out what&#8217;s truly important to him/her and just follow that need without thinking too much about the Joneses.</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-797</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 05 Jul 2007 05:17:26 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-797</guid>
		<description>Engineer: I believe balance is different for everyone.  It is important to find what makes you happy with the consequeneces of your actions in mind.

For me, having a financially stable future is &quot;very&quot; important.  At this point, it is more important than many other things.  This may change in the future, but I can only comment on how it is right now.  I may suffer because I don&#039;t turn on the A/C, but I believe it is the right choice because I can in the future.  I believe in imporving life over time, instead of having to worry about a degrading lifestyle in the future.</description>
		<content:encoded><![CDATA[<p>Engineer: I believe balance is different for everyone.  It is important to find what makes you happy with the consequeneces of your actions in mind.</p>
<p>For me, having a financially stable future is &#8220;very&#8221; important.  At this point, it is more important than many other things.  This may change in the future, but I can only comment on how it is right now.  I may suffer because I don&#8217;t turn on the A/C, but I believe it is the right choice because I can in the future.  I believe in imporving life over time, instead of having to worry about a degrading lifestyle in the future.</p>
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		<title>By: Engineer</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-796</link>
		<dc:creator>Engineer</dc:creator>
		<pubDate>Thu, 05 Jul 2007 04:45:37 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-796</guid>
		<description>Eat, drink, and be merry.  For tomorrow we may die.

But what if you&#039;re unlucky enough to live until the day after tomorrow?

As in engineering, life is about trade-offs. In the short run, we have to eat.  In the long run, we&#039;re going to be dead anyway.  We need to balance between the two extremes, and there is an opportunity cost to our decisions.  Time is something you don&#039;t get back.  How will the choices we make today balance out over the course of our lives.  

Personally, I think the proper balance is somewhere between having four cars, and risking heat stroke by not running the air conditioner in the one car you have.</description>
		<content:encoded><![CDATA[<p>Eat, drink, and be merry.  For tomorrow we may die.</p>
<p>But what if you&#8217;re unlucky enough to live until the day after tomorrow?</p>
<p>As in engineering, life is about trade-offs. In the short run, we have to eat.  In the long run, we&#8217;re going to be dead anyway.  We need to balance between the two extremes, and there is an opportunity cost to our decisions.  Time is something you don&#8217;t get back.  How will the choices we make today balance out over the course of our lives.  </p>
<p>Personally, I think the proper balance is somewhere between having four cars, and risking heat stroke by not running the air conditioner in the one car you have.</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-793</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 05 Jul 2007 00:48:27 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-793</guid>
		<description>fubek: You are almost living in a level &quot;above&quot; us humans :)  It&#039;s great to hear that you will be financially independent in four years and can &quot;choose&quot; to work unlike us!

marylandterps: You are right in that we all need balance.  It is definitely hard to do though since living good now is directly hurting the potential of living good later.  Hopefully I can find a balance one of these days since I believe I&#039;m more on the &quot;save too much&quot; side at this point in my life.</description>
		<content:encoded><![CDATA[<p>fubek: You are almost living in a level &#8220;above&#8221; us humans <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   It&#8217;s great to hear that you will be financially independent in four years and can &#8220;choose&#8221; to work unlike us!</p>
<p>marylandterps: You are right in that we all need balance.  It is definitely hard to do though since living good now is directly hurting the potential of living good later.  Hopefully I can find a balance one of these days since I believe I&#8217;m more on the &#8220;save too much&#8221; side at this point in my life.</p>
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		<title>By: marylandterps</title>
		<link>http://moneyning.com/money-stories/the-cost-of-financial-independence/comment-page-1/#comment-792</link>
		<dc:creator>marylandterps</dc:creator>
		<pubDate>Wed, 04 Jul 2007 23:24:22 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/money-stories/the-cost-of-financial-independence/#comment-792</guid>
		<description>I am not materialistic but my girlfriend &amp; I  enjoy our current life while also saving for the future.  We don&#039;t buy a lot of junk or waste money on the newest electronic gadgets.  I don&#039;t want the clutter in our house.  We do take 4 or 5 trips per year.  We even save money on trips by staying at hostels &amp; using frequent flyer miles or cheap airfare when we travel.  Our cars are 4 &amp; 5 years old but paid off.  We do use a/c but keep the house between 76 - 80.  So I think everyone needs a balance between the future &amp; the present b/c who knows how long you will live.</description>
		<content:encoded><![CDATA[<p>I am not materialistic but my girlfriend &amp; I  enjoy our current life while also saving for the future.  We don&#8217;t buy a lot of junk or waste money on the newest electronic gadgets.  I don&#8217;t want the clutter in our house.  We do take 4 or 5 trips per year.  We even save money on trips by staying at hostels &amp; using frequent flyer miles or cheap airfare when we travel.  Our cars are 4 &amp; 5 years old but paid off.  We do use a/c but keep the house between 76 &#8211; 80.  So I think everyone needs a balance between the future &amp; the present b/c who knows how long you will live.</p>
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