Comments on: Stop and Smell the Roses – Celebrate Every Time You Reach Your Financial Goals http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Sat, 20 Mar 2010 13:19:25 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: CD Phi http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21432 CD Phi Fri, 13 Nov 2009 22:21:02 +0000 http://moneyning.com/?p=4049#comment-21432 Great article. I guess once you make money and continue to get raises, you kind of lose sight of how far you've progressed because you do indeed constantly expect more and it is isn't until you see those who are out of work do you appreciate the amount of money that you make or even the fact that you still have a job during these tough times. I will definitely stop every once in awhile to smell the roses! Keep the articles coming! Great article. I guess once you make money and continue to get raises, you kind of lose sight of how far you’ve progressed because you do indeed constantly expect more and it is isn’t until you see those who are out of work do you appreciate the amount of money that you make or even the fact that you still have a job during these tough times. I will definitely stop every once in awhile to smell the roses! Keep the articles coming!

]]> By: marci http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21398 marci Fri, 13 Nov 2009 01:33:48 +0000 http://moneyning.com/?p=4049#comment-21398 LOL! :) LOL! :)

]]> By: MoneyNing http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21395 MoneyNing Fri, 13 Nov 2009 01:05:42 +0000 http://moneyning.com/?p=4049#comment-21395 You are always inspirational! Reading your life story and comments should be mandatory! You are always inspirational! Reading your life story and comments should be mandatory!

]]> By: MoneyNing http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21394 MoneyNing Fri, 13 Nov 2009 01:04:35 +0000 http://moneyning.com/?p=4049#comment-21394 I'm glad this helped. Being debt free is no easy feat, and you should take time to pat yourself on the back for a job well down, as I'm sure reaching the goal came with much sacrifice. Then, you will be in the same situation as me. Debt free but about to go into huge debt (a.k.a buy a house) :) I’m glad this helped. Being debt free is no easy feat, and you should take time to pat yourself on the back for a job well down, as I’m sure reaching the goal came with much sacrifice.

Then, you will be in the same situation as me. Debt free but about to go into huge debt (a.k.a buy a house) :)

]]> By: MoneyNing http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21393 MoneyNing Fri, 13 Nov 2009 01:00:51 +0000 http://moneyning.com/?p=4049#comment-21393 From some of your previous comments, I see that you are pretty fixated at the $150,000 a year number. Is there a reason to that? I mean, you can live happily in any city with $80,000 I'm sure as long as you are responsible with your spending. Of course, if you are irresponsible, even $350,000 a year can be blow away pretty quickly. From some of your previous comments, I see that you are pretty fixated at the $150,000 a year number. Is there a reason to that? I mean, you can live happily in any city with $80,000 I’m sure as long as you are responsible with your spending. Of course, if you are irresponsible, even $350,000 a year can be blow away pretty quickly.

]]> By: Senan http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21392 Senan Thu, 12 Nov 2009 23:38:46 +0000 http://moneyning.com/?p=4049#comment-21392 I would think it's a well enough understood phenomenon among psychologists as to why we look past the immediate goal and look to the next. I see the argument that it creates stress and causes problems with enjoying success, but I guess it's human nature... I would think it’s a well enough understood phenomenon among psychologists as to why we look past the immediate goal and look to the next. I see the argument that it creates stress and causes problems with enjoying success, but I guess it’s human nature…

]]> By: marci http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21391 marci Thu, 12 Nov 2009 23:31:39 +0000 http://moneyning.com/?p=4049#comment-21391 Samurai - anything over $18,000 is gravy in my book :) One doesn't even need that much to lead a very comfortable life, especially if one is debt free :) Just a different perspective and opinion. I found the opposite reaction to goals - reevaluated...... headed back down the ladder - on purpose! Once I reached $32,000, I quit looking for a new goal, and instead said, I don't need this much... and started cutting back on work and doing more things for myself, and found more enjoyable work. Now I have scaled back to under $20,000/yr and have plenty of money and plenty of time to enjoy life :) Learning that one doesn't need so much - and being debt free - are real wake up calls that lessen the need to earn 'the big bucks'.... much less stress down here on the lower levels :) Very happy. Very content. Very well off :) Samurai – anything over $18,000 is gravy in my book :) One doesn’t even need that much to lead a very comfortable life, especially if one is debt free :) Just a different perspective and opinion.

I found the opposite reaction to goals – reevaluated…… headed back down the ladder – on purpose! Once I reached $32,000, I quit looking for a new goal, and instead said, I don’t need this much… and started cutting back on work and doing more things for myself, and found more enjoyable work. Now I have scaled back to under $20,000/yr and have plenty of money and plenty of time to enjoy life :)

Learning that one doesn’t need so much – and being debt free – are real wake up calls that lessen the need to earn ‘the big bucks’…. much less stress down here on the lower levels :) Very happy. Very content. Very well off :)

]]> By: Lee http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21388 Lee Thu, 12 Nov 2009 21:32:51 +0000 http://moneyning.com/?p=4049#comment-21388 Oh my. You just saved me with this post. My goal in January 2009 was to be debt free by New Years Day 2010. In August, I was already preparing to amass a down-payment on a house as a new goal once debt free. I've been revising the budget on a weekly basis ever since. Perhaps, as I approach debt freedom some 2 months early (woohoo! A few days to go!), I was getting even worse with it. If I had not read your post, I'd have driven straight over the first goal as merely one step to getting on with the second (and no doubt third, and fourth and fifth....) goal in my life without even noticing. Thank you. I will step back on that day and take a moment to celebrate my achievement. :) Oh my. You just saved me with this post.

My goal in January 2009 was to be debt free by New Years Day 2010. In August, I was already preparing to amass a down-payment on a house as a new goal once debt free. I’ve been revising the budget on a weekly basis ever since. Perhaps, as I approach debt freedom some 2 months early (woohoo! A few days to go!), I was getting even worse with it.

If I had not read your post, I’d have driven straight over the first goal as merely one step to getting on with the second (and no doubt third, and fourth and fifth….) goal in my life without even noticing.

Thank you. I will step back on that day and take a moment to celebrate my achievement. :)

]]> By: Financial Samurai http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21383 Financial Samurai Thu, 12 Nov 2009 18:41:11 +0000 http://moneyning.com/?p=4049#comment-21383 Good perceptions David and I experienced it as well. I thought $30k/yr was a lot during college, but how that quickly changed once I started working. I tell you one thing, it's all about a STEP LADDER. The difference between $100-150,000/yr is no big deal as that's $30,000 after taxes. You have to STEP UP to $250,000 or so until it feels a little different. Then, from $250-$350,000, there's no difference until you get to $500,000-$750,000 and so forth. Frankly, anything over $150,000 in my eyes is just gravy. One doesn't need much more than that a year to live a very comfortable life. FS Good perceptions David and I experienced it as well. I thought $30k/yr was a lot during college, but how that quickly changed once I started working.

I tell you one thing, it’s all about a STEP LADDER. The difference between $100-150,000/yr is no big deal as that’s $30,000 after taxes. You have to STEP UP to $250,000 or so until it feels a little different.

Then, from $250-$350,000, there’s no difference until you get to $500,000-$750,000 and so forth.

Frankly, anything over $150,000 in my eyes is just gravy. One doesn’t need much more than that a year to live a very comfortable life.

FS

]]> By: MoneyNing http://moneyning.com/money-stories/stop-and-smell-the-roses-celebrate-every-time-you-reach-your-financial-goals/comment-page-1/#comment-21382 MoneyNing Thu, 12 Nov 2009 18:36:57 +0000 http://moneyning.com/?p=4049#comment-21382 The expectation of winning the blowout game is exactly what I'm referring to in this article. It's unfortunately that we are wired this way, but perhaps it's easier to be happy when you look back at the whole season and realize that winning the championship is still a major feat, whether you won every game without much contest or not. We should celebrate the result in an absolute scale, and not ignore a major accomplishment just because it is already within reach. The expectation of winning the blowout game is exactly what I’m referring to in this article. It’s unfortunately that we are wired this way, but perhaps it’s easier to be happy when you look back at the whole season and realize that winning the championship is still a major feat, whether you won every game without much contest or not. We should celebrate the result in an absolute scale, and not ignore a major accomplishment just because it is already within reach.

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