Comments on: If You Have Time for Shower, You Have Time for Personal Finance http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 08:01:45 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: vilkri http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-12035 vilkri Sun, 23 Nov 2008 09:48:26 +0000 http://moneyning.com/?p=1586#comment-12035 And let's also think about all the time we spend doing things that are not productive. Or the things we do that don't give us much joy. And let’s also think about all the time we spend doing things that are not productive. Or the things we do that don’t give us much joy.

]]> By: poo http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11931 poo Wed, 19 Nov 2008 11:49:32 +0000 http://moneyning.com/?p=1586#comment-11931 yeahill take that advise as i am a teen yeahill take that advise as i am a teen

]]> By: Sue http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11673 Sue Tue, 11 Nov 2008 04:14:25 +0000 http://moneyning.com/?p=1586#comment-11673 I could so relate to this - I have a 13 year old son and, while it's gotten better over the last year, we still sometimes have major battles about his showering! Tonight he tried the whining approach - it didn't work. As far as spending time every day on your finances, I have a program called the Money Merge Account that is an online money management system that makes keeping track of my finances a total breeze and makes me want to look at it every couple of days. It also is helping me to pay off my mortgage in less than 10 years (rather than the 25 years I had left to pay!). It's actually almost like a financial video game. Since it updates my "Years to Pay Off" my debt in real-time, every time I earn or spend money, it becomes like a game - I want to see that number go down so I make better more educated financial decisions about how I spend my money. It's very cool! Sue http://www.GPSforFinances.com I could so relate to this – I have a 13 year old son and, while it’s gotten better over the last year, we still sometimes have major battles about his showering! Tonight he tried the whining approach – it didn’t work.

As far as spending time every day on your finances, I have a program called the Money Merge Account that is an online money management system that makes keeping track of my finances a total breeze and makes me want to look at it every couple of days. It also is helping me to pay off my mortgage in less than 10 years (rather than the 25 years I had left to pay!). It’s actually almost like a financial video game. Since it updates my “Years to Pay Off” my debt in real-time, every time I earn or spend money, it becomes like a game – I want to see that number go down so I make better more educated financial decisions about how I spend my money. It’s very cool!

Sue
http://www.GPSforFinances.com

]]> By: jerry http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11661 jerry Mon, 10 Nov 2008 21:24:05 +0000 http://moneyning.com/?p=1586#comment-11661 Absolutely!! I was a complete idiot. My mom was a financial wizz which you lead you to think that I'd be one, too. Nope, not so much. My mom taught me a lot and it wasn't until I got older that I realized how valuable her insight was. Now, I listen to hear dutifully. She's my own personal financial planner and is my insurance for keeping my money safe and growing! Jerry www.leads4insurance.com Absolutely!! I was a complete idiot. My mom was a financial wizz which you lead you to think that I’d be one, too. Nope, not so much. My mom taught me a lot and it wasn’t until I got older that I realized how valuable her insight was. Now, I listen to hear dutifully. She’s my own personal financial planner and is my insurance for keeping my money safe and growing!

Jerry
http://www.leads4insurance.com

]]> By: Caleb Nelson http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11650 Caleb Nelson Mon, 10 Nov 2008 13:44:08 +0000 http://moneyning.com/?p=1586#comment-11650 I think that people underestimate how much of a difference just a couple of minutes a day can make. An even more effective way, may be to spend an hour a month. If you dedicate one hour a month to your finances, this can make tremendous difference in your financial prosperity. For example, a couple of months ago, I re-evaluated my bills and thought that I may be paying too much for my auto-insurance. I spent 15 minutes on the internet, and found 3 deals that topped what I was already paying. After about 15-20 minutes on the phone, I was saving over $100 a month. That one hour that month is now saving me over $1200 a year. Caleb www.mefinanciallyfree.blogspot.com I think that people underestimate how much of a difference just a couple of minutes a day can make. An even more effective way, may be to spend an hour a month. If you dedicate one hour a month to your finances, this can make tremendous difference in your financial prosperity. For example, a couple of months ago, I re-evaluated my bills and thought that I may be paying too much for my auto-insurance. I spent 15 minutes on the internet, and found 3 deals that topped what I was already paying. After about 15-20 minutes on the phone, I was saving over $100 a month. That one hour that month is now saving me over $1200 a year.

Caleb
http://www.mefinanciallyfree.blogspot.com

]]> By: GE Miller http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11649 GE Miller Mon, 10 Nov 2008 13:18:03 +0000 http://moneyning.com/?p=1586#comment-11649 This is so true. I've never understood how people can go to work for 8-12 hours a day and not spend 8-10 minutes to make sure that all that money they are earning is actually being used appropriately. This is so true. I’ve never understood how people can go to work for 8-12 hours a day and not spend 8-10 minutes to make sure that all that money they are earning is actually being used appropriately.

]]> By: Mary@SimplyForties http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11632 Mary@SimplyForties Sun, 09 Nov 2008 15:15:17 +0000 http://moneyning.com/?p=1586#comment-11632 Good analogy and so true about all those things we know we should be doing. Exercising, studying, house cleaning, my list is really long! Good analogy and so true about all those things we know we should be doing. Exercising, studying, house cleaning, my list is really long!

]]> By: Mizé http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11628 Mizé Sun, 09 Nov 2008 05:22:02 +0000 http://moneyning.com/?p=1586#comment-11628 Hello. First, I´d like to thank you the reply to my previous comment, it was very nice of you. About this post: I agree, you made a point. Personal finance needs care every day, if you let it pile, than it´s more difficult to be in control and track things (just like clothes to iron). I never thought of it like a shower, lol. You know, I think most kids have a stage when they don´t want to bath. Anyway, it was an interesting metaphor and makes all sense to me. A good Sunday. Mizé. Hello. First, I´d like to thank you the reply to my previous comment, it was very nice of you.
About this post: I agree, you made a point.
Personal finance needs care every day, if you let it pile, than it´s more difficult to be in control and track things (just like clothes to iron).
I never thought of it like a shower, lol.
You know, I think most kids have a stage when they don´t want to bath.
Anyway, it was an interesting metaphor and makes all sense to me.
A good Sunday. Mizé.

]]> By: glorie http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11627 glorie Sun, 09 Nov 2008 03:03:31 +0000 http://moneyning.com/?p=1586#comment-11627 i strongly agree...but for now on my own, i don't have savings i don't spend much that even a pair of shoes is hardly for me to shell out. i dont have single cents but i have small running business that i invest for my future. unfortunately, until now still vague for me the balance of finances.. i strongly agree…but for now on my own, i don’t have savings i don’t spend much that even a pair of shoes is hardly for me to shell out. i dont have single cents but i have small running business that i invest for my future. unfortunately, until now still vague for me the balance of finances..

]]> By: Andy @ Retire at 40 http://moneyning.com/money-stories/if-you-have-time-for-shower-you-have-time-for-personal-finance/comment-page-1/#comment-11624 Andy @ Retire at 40 Sun, 09 Nov 2008 00:42:20 +0000 http://moneyning.com/?p=1586#comment-11624 I agree, it doesn't take long in the first instance to get yourself up and running. I find that sometimes I take longer than 15 mins since there are a number of things I manage but initially the time spent was only small. That 15 mins though is probably some of the best time you can spend getting your finances right. I agree, it doesn’t take long in the first instance to get yourself up and running. I find that sometimes I take longer than 15 mins since there are a number of things I manage but initially the time spent was only small.

That 15 mins though is probably some of the best time you can spend getting your finances right.

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