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Welcome to the 179th edition of Carnival of Personal Finance. This week, I want to remind everyone to smile because there’s never enough happiness in the world!
Editor’s Choice
Photo By Richard M.
Reading these articles just brings a huge smile to my face! Great positive advices are what we should all be writing about!
Chief Family Officer from Chief Family Officer presents Holiday Shopping Tips. If Fortune magazine’s estimate (11/24 edition) of $832 of holiday spending per family is correct, we definitely can use some of these tips!
The Happy Rock presents Get 25% Cashback On eBay Purchases Through Live.com. I’ve tried this before. It really works!
One Frugal Girl presents Why I Save? We always try to save money but how many of us have ask ourselves this question before?
Investing
By Jairo BD
I know most of our investments are down, but if we are in it for the long term, these are expected bumps on our road to financial prosperity! Those who are patient will be getting the last laugh!
Investing School explains What Earnings Per Share is and Why It’s Important!
Fire Finance tells us Which Stock Market Indexes to Choose? Interesting stuff!
Crackerjack Greenback presents Compound Interest - A Lesson from Benjamin Franklin. Another good article about the power of compound interest!
Cash Money Life presents his Year End Retirement Plan Moves, telling us that we should make our moves before it’s too late!
Dividends4Life presents Searching the World For The Best Dividend Stocks, an inside look at how he’s allocating his investment portfolio!
The Dividend Guy presents Three Things Investors Do to Get Into Trouble.
Four Pillars presents Stocks for the Long Run - Book Review.
ABCs of Investing believes Timing the market is only a viable option if you know the risks!
Studenomics takes the other perspective and lists out 7 Questions from Investor/ Venture Capitalist if you were seeking capital funding.
Dividend Growth Investor reviews Zecco, the online discount stock brokerage.
Harvesting Dollars presents CD Tips To Remember
The Financial Blogger presents Finanical Analysts Are No Gods
Intelligent Speculator presents Sovereign Wealth Funds
Money Answer Guy presents How to Begin to Save For Retirement if I Have Not Yet Begun.
Mighty Bargain Hunter presents Forget the lolcats and invest in yourself
Think Your Way To Wealth presents Asset Allocation and Your Age
PennyJobs.com presents Not Even Warren Buffett Can Escape the Economic Crisis.
Career
Photo By Hi yAAvA Hi
One thing’s for sure - If we don’t smile and be happy at our workplace, we should find another job! Do something you love and your productivity will soar!
Just Thrive shows us 5 Recession-Proof Ways to Get Hired. He knows those work because he’s used them before!
Budgets are Sexy presents some good points about her job!
Cash on the Barrelhead presents What it Takes to be a Millionaire Today: Learning From Failure. He says that people earning between $1 to $10 million dollars a year have twice as many career choice failures as someone from the middle class!
Watch My Money Maker presents Unemployment Rate Reports Are Not What You Think They Are
American Small Business News presents Home Based Business Work/Life Balance.
Credit Withdrawal presents Can They Fire Me for Being Sick?
Money Management
Photo By Kansir
I don’t know about you but managing my money is fun! Every time I’m reminded that I am able to generate a positive cash flow just brings a huge smile to my face!
My Journey to Millions observes that Bank Fees are on the Rise. Oh no!
The Wisdom Journal reminds us that Money is 100 percent Emotional. What a thought provoking piece!
Adult ADD and Money presents 3 Really “stupid” ways I have wasted money this year
Blueprint for Financial Prosperity presents 5 Things I Wish I Knew When I Graduated. It’s never too late to know!
Christian Financial Help presents 6 tips for a debt-free Christmas
My Dollar Plan presents 14 Steps to Prepare For Holiday Shopping.
Single Guy Money presents Tips To Get Out Of The Financial Red Zone.
American Consumer News presents What to Do When There is Less Money Than You Need.
My Wealth Builder presents Retiring Early in Turbulent Times
Student Scrooge presents 6 Situations Where I Still Need Cash.
Budgeting
Photo By Studiosmith
Budgeting may seem boring and unimportant, but it helps keep us on track for a comfortable retirement!! Years from now when you look back, you will definitely be able to smile about those late night budget calculations!
7 million in 7 years presents Finding Your Lifestyle Break Even Point. Just the article to show us how to calculate the money we need to save in order to replace our income in retirement.
Oh My Aching Debts presents 10 Steps to Budgeting with Irregular Income. A must read for those of us working at home!
Uncommon Cents presents Holiday Shopping: a Yearly Reminder.
No Debt Plan presents Spending and Saving Questions are Answered by Our Budget.
The Strump presents Cash Forecasting - How to Enhance Your Budget
Frugality
Photo By Qole Pejorian
Thinking about ways to be frugal has taught me that money doesn’t equal happiness! If I have to think of one category of personal finance articles that makes me smile the most, this is the one!
Realm of Prosperity believes that Being Frugal IS NOT Being Cheap!
Fools and Sages presents Angry About Taxes? Here’s Help … believing that frugality and taxes go hand in hand.
Steadfast Finances presents Individual Development Accounts: The Best Poverty Assistance Program that We Never Hear About..
Sound Money Matters shows us some ways to make Frugal Thanksgiving Centerpieces!
Free From Broke presents Never Mind A New Economic Stimulus Package - Save Yourself!
Passive Family Income presents Top 10 Reasons we are NOT Frugal
Saving Advice presents Making Small Amounts of Money vs. Saving Big (or Small) Amounts
Discover Debt Freedom presents Save Cash By Avoiding Convenience Charges.
Destroy Debt presents How to Save Money on Christmas Shopping.
Dollar Frugal presents Textbook Excitement.
Pecuniarities presents Life Is Too Short to Sleep On Low Thread-Count Sheets
Pay Yourself First Challenge presents Saving Money on Health Care
Fiscal Zen presents 12 Fun and Free Entertainment Websites
Debt & Credit
Photo By Ayes
Debt is Bad. Credit Needs to be Good. High Debt, No Smile. No Debt, Big Smile.
Money Under 30 presents When You Need to File Bankruptcy
Insight Writer presents Why NOT Cut Up Your Credit Cards? Suggesting that there are other ways than to just cut the credit cards up.
Arrive Financial: Credit Card Intelligence presents How High Can Your Credit Score Go?
Taking Charge presents Salvation Army donation kettles to accept credit cards.
Small Business Blog presents The Debt Destruction Technique: Destroying Debt One at a Time.
The Credit Toolbox presents How To Avoid Personification
Debt Free Destiny presents The Scoop on Student Loan Refinancing.
Ask Mr. Credit Card presents Reward Cards And Your Financial Lifestyle
Money Smart Life presents Lending Club Loan Review - How to Borrow Money from Lending Club
The Sun’s Financial Diary presents Chase Freedom Card: No More 3% Rewards?
Personal Finance Analyst presents Why Health Insurance (Alone) Won’t Protect You from Medical Bankruptcy.
Real Estate
Photo By Madaise
A home is a place you live in, forget about how much it’s worth because it’s still the wonderful place that you and your family live in! Smile every time you see the front porch because you are home!
Money and Such presents Don’t Bail Out Home Owners
Searchlight Crusade presents How Much Down Payment Do I Need and How Do I Get It?
Funny about Money presents Real Estate Market Heats Up?
Accumulating Money outlines How To Stop Foreclosures. Hopefully none of us need to get to this step!
Prime Time Money presents Home Inspections: For Existing and Even New Construction Homes
Economy
Photo By Kretyen
We might be in a financial crisis but that doesn’t mean we can’t smile and be happy! If you’ve missed it, read and re-read the frugality section!
David Makes Cents talks about his worm growing business in this piece titled One Small Business That is Doing Well in This Economy.
The Digerati Life presents Strong Opinions On A Second Economic Stimulus Package
Smart Easy Money presents The Economy and Spreading the Wealth.
Greener Pastures presents The Next Bubble - Alternative Energies? Commodities? Fill-in-the-Blank.
Money Beagle presents Deflation, Not Inflation, Is The New Worry
FiveCentNickel presents The $1000 Emergency Energy Rebate.
Tough Money Love presents Forget Stocks - Vanity is on Sale!
The Money Kings presents Cars, Cars, Cars!
Earn What You Spend presents Consumer Spending Halts
Other
Photo By Sukanto Debnath
If you seriously read through all the great articles of this carnival, you have got to be smiling by now for a job well done!
Stumble Forward answers the question Does Your Financial Planner Have Your Best Interest In Mind?
Financial Wellness Project wonders about Donating Eggs As A Source Of Income.
Art of the Coupon presents Why I Believe Financial Education Won’t Work. Why not??
Free Money Finance presents Why AAA is Worth the Annual Fee. I am also a member and it saved me so much money too!
Broke Grad Student presents 9 Weird And Unusual College Scholarships.
CLU from InsureBlog presents AARP Shell Game. Could we really save money by buying insurance from AARP?
Monroe on a Budget presents Plan now for those holiday drives.
Save and Conquer presents Yet Another Person Falls for the Nigerian Email Scam
Trees Full of Money presents Improve Your “Bottom Line” by Exercising
Everyday Finance presents Obama Election as Viewed from Overseas
The Smarter Wallet presents Our Best Gift Ideas for the Holiday Season.
StopBuyingCrap.com presents Five Kick-Ass Personal Finance Blog from Traditional Media
Online Savings Blog presents Why I Closed My E-Loan Online Savings Account
The Personal Financier presents Email Becoming a Distraction? Here’s How to Keep Control of your Inbox and your time
LivingAlmostLarge presents Boomeranging Home?
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Thank you very much for the inclusion! Great theme this week. We can all smile more!
Regards,
Ben
Thanks for hosting and for including my post!
Thanks so much for including my article in this week’s carnival. Nice job hosting!
Great theme for a carnival. Thanks for hosting and including my post.
What a “nice” theme! Great job!
Fantastic job hosting! Thanks for sharing my post, yo!
Great hosting job for the carnival. Thanks for including my article!
WOW! Thanks so much for the Editor’s Pick! And thank you for hosting a great carnival - I love the happy theme
Great job. It certainly brought a smile to my face on Monday morning!
Indeed, def. well done! Thx for including and enjoy the happy week
Thanks for hosting!
Thx for hosting, great smiles
Nice theme; thanks for hosting!
Nice job!
Thanks for hosting, and for including our post.
Thanks for hosting and including my review of Zecco!
Thanks for hosting the carnival, David! Love those smiles
Great collection of post as usual. Thanks for posting me.
Thanks for hosting and thanks for including Funny’s squib on speculators bidding up real estate prices (again). BTW, this entire post was scraped by a bottom feeder called “Credit Card Information,” which pinged my site and looked mighty convincing. Flexo just clued me to this–I’m fixing the link to point to the real site. Uhm….at least, i HOPE this is the real site….
Thanks for hosting and for including my post!
I agree, keep smiling! Quite a bit of research indicates that the simple act of smiling makes you feel better: “feedback from facial expression affects emotional expression and behavior.” According to psychologists at three universities, people aren’t happy because they are successful, they’re successful because they are happy.
Thanks for hosting and including me.
Thank you for hosting this week and including my article “Searching the World For The Best Dividend Stocks”.
Best Wishes,
D4L
Thanks for hosting and including my article!
Cheers!
wow i love your pics here c:
Thanks for the editor’s nod David.
I love the theme too. I know its a ton of work, so thanks for all the effort.
Great job with the carnival, thanks for including my post!
I like the theme!
Thanks for including my post,
Mr. CC
Debt has been proven to relate to smiles! Specifically, being debt-laden has been correlated with a number of health problems, including depression. Live frugally and take pride in it.
DebtGoal
Bryce @ SaveAndConquer I agree with you, keep smiling make day feel beauty. no matter rain or hot, just smile.
Just share with others, I have experience about smile with my anger bos.. funny but scary..